408 Concepcion Dr, Laredo, TX 78045 Property Records

Webb County property record for 408 Concepcion Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,787 sqft · built 2020
Lot Size0.091 acres (3,952 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Jul 2020)
Tax Bill$1,355 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN983-81007-150

Property Details

APN / Parcel Number

Primary APN983-81007-150
Alternative APN
  • 619851

Interior

Stories2 Stories
Building Area1,787 sqft Living Area
Gross Area2,176 sqft
1st Floor Area693 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,952 sqft (0.091 acres)
Garage TypeAttached
Garage Area389 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address408 CONCEPCION DR
CityLAREDO
StateTX
Zip78045-4254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAQUERO, BLOCK 7, LOT 15, PHASE II
Legal SubdivisionAQUERO
Legal PhaseII
Legal Block7
Legal Lot Number15
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3017
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 CONCEPCION DR, LAREDO, TX 78045-4254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2020 · Amount on Record
Deed SaleJul 6, 2020 · Amount on Record
Deed Document Number20201396782
Deed Book / Page4814 / 126
Prior Transfer DateJun 30, 2020
Prior Transfer Doc004814/126
Record UpdatedOct 29, 2026

July 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJul 6, 2020
Property Address408 CONCEPCION DR, LAREDO, TX 78045-4254
Document Number004814/126
Book / Page4814 / 126
Map ReferenceVOL 37 PG 13&14
Instrument DateJun 30, 2020
Instrument1396782
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 CONCEYCION DR, LAREDO, TX 78045-4254

Mortgage

Document Number0001396783
DateJul 6, 2020
Instrument1396783
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,163 (+0.14%) Land $46,673 Building $221,490$268,163 (-0.52%) Land $46,673 Building $221,490
2025$1,355.00 (-11.26%) Homeowner's exemption$267,788 (+15.6%)$269,562 (+16.37%)
2024$1,527.00 (+12.03%)
2023$231,643 Land $31,023 Building $200,620$231,643 Land $31,023 Building $200,620
2022$1,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

Nearby Properties on Concepcion Dr

Nearby Streets

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