410 Concepcion Dr, Laredo, TX 78045 Property Records

Webb County property record for 410 Concepcion Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,671 sqft · built 2020
Lot Size0.106 acres (4,657 sqft)
OwnerIndividual Name on Record
Tax Bill$1,497 (2024)
Deeds & MortgagesJul 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN983-81007-140

Property Details

APN / Parcel Number

Primary APN983-81007-140
Alternative APN
  • 619850

Interior

Stories2 Stories
Building Area1,671 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,657 sqft (0.106 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Location & Zoning

Account Number619850
Street Address410 CONCEPCION DR
CityLAREDO
StateTX
Zip78045-4254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAQUERO, BLOCK 7, LOT 14, PHASE II
Legal SubdivisionAQUERO
Legal PhaseII
Legal Block7
Legal Lot Number14
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3017
Census Tract1711

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address410 CONCEPCION DR, LAREDO, TX 78045-4254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2020
Deed SaleJul 2, 2020
Deed Document Number1396767
Deed Book / Page4813 / 873
Record UpdatedJun 8, 2026

July 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJul 2, 2020
Property Address410 CONCEPCION DR, LAREDO, TX 78045-4254
Document Number004813/873
Book / Page4813 / 873
Map ReferenceVOL 37 PG 13-14
Instrument DateJun 25, 2020
Instrument1396767
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 CONCEPCION DRIVE, LAREDO, TX 78045-4254

Mortgage

Document Number0001396769
DateJul 2, 2020
Instrument1396769
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Mortgage

Document Number004813/875
DateJul 2, 2020
Book Page4813/875
Instrument1396768
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$262,555 (+15.18%)$265,628 (+16.52%)
2024$1,497.00 (+11.97%)
2023$227,960 Land $36,185 Building $191,775$227,960 Land $36,185 Building $191,775
2022$1,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

Nearby Properties on Concepcion Dr

Nearby Streets

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