Essex County and Saugus Town property record for 414 Central St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,313 sqft · built 1915 |
| Lot Size | 0.16 acres (6,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $384,000 (Aug 2017) |
| Tax Bill | $5,337 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:007-E B:0017 L:0003 |
| Primary APN | SAUG M:007-E B:0017 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,313 sqft Living Area |
| Gross Area | 2,150 sqft |
| 1st Floor Area | 810 sqft |
| Basement Area | 670 sqft |
| Unfinished Basement | 670 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,983 sqft (0.16 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1626018 |
|---|---|
| Street Address | 414 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0017 L:0003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 CENTRAL ST, SAUGUS, MA 01906-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · VA Mortgage MID-ISLAND MORTGAGE CORP |
| Aug 24, 2018 | Deed of Trust, Mortgage · VA Mortgage MTG C MID-ISLAND |
| Aug 31, 2017 | Quit Claim Deed, Transfer MID-ISLAND MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Nov 28, 2007 · Amount on Record |
| Deed Book / Page | 36144 / 290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 414 CENTRAL ST, SAUGUS, MA 01906-3631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39279-204 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 39279/204 |
| Instrument | 20201210002860 |
| Name | MID-ISLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 414 CENTRAL ST, SAUGUS, MA 01906-3631 |
| Document Number | 36963-599 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 414 CENTRAL ST SAUGUS MA 019063631, SAUGUS, MA 01906-3631 |
| Document Number | 36963-599 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 036963/000599 |
| Instrument | 1808245460 |
| Name | MTG C MID-ISLAND |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 31, 2017 |
| Property Address | 414 CENTRAL ST, SAUGUS, MA 01906-3631 |
| Document Number | 36144-290 |
| Book / Page | 36144 / 290 |
| Instrument | 234 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.67 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 CENTRAL ST, SAUGUS, MA 01906-3631 |
| Document Number | 361440293 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 36144/0293 |
| Name | MID-ISLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 31, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,337.00 (+6.57%) | $499,700 (+6.27%) Land $287,000 Building $212,700 | $554,135 |
| 2024 | $5,008.00 (+1.5%) | $470,200 (+7.3%) Land $260,900 Building $209,300 | |
| 2023 | $4,934.00 | $438,200 Land $234,900 Building $203,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures