416 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 416 Central St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1957
Square Footage	1,014 sqft Living Area
Lot Size	5,868 sqft (0.135 acres)
Occupancy	Owner Occupied
Last Sale	$424,123 (2023)
Tax Bill	$5,027.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-E B:0017 L:0002`
Alternative APNs	`M:007=E B:0017 L:0002` `3440031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,014 sqft Living Area
Gross Area	2,073 sqft Gross Area
1st Floor	1,014 sqft 1st Floor
Basement Area	1,014 sqft Basement
Unfinished Basement	1,014 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,868 sqft (0.135 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	3440031
Street Address	416 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3631
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	17
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	2
Census Block	2004
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0017 L:0002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 CENTRAL ST, SAUGUS, MA 01906-3631
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Deed Doc Number	20231260
Deed Book / Page	41862 / 253
Record Refreshed	Sep 20, 2026

November 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SAUGUS MA
Recording Date	Nov 16, 2023
Property Address	416 CENTRAL ST, SAUGUS, MA 01906-3631
Document Number	041862-253
Book / Page	41862 / 253
Instrument Date	Nov 15, 2023
Instrument	20231116001260
Transaction Type	Transfer
Record Updated	Dec 08, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	416 CENTRAL ST, SAUGUS, MA 01906-3631

Mortgage

Document Number	231116001270
Date	Nov 16, 2023
Instrument	231116001270

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,027.00 (+7.07%)	$470,700 (+6.78%) Land $283,400 Building $187,300	$460,275
2024	$4,695.00 (+2.49%)	$440,800 (+8.36%) Land $257,600 Building $183,200
2023	$4,581.00	$406,800 Land $231,800 Building $175,000

Flood & Wildfire

416 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.