414 Black Oak Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 414 Black Oak Ln, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	2,194 sqft Living Area
Garage	610 sqft
Occupancy	Owner Occupied
Last Sale	$185,000 (1999)
Tax Bill	$3,202.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4124-05-00-4140`
Alternative APNs	`31142405004140` `4983554.0` `4983554`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,194 sqft Living Area
1st Floor	1,592 sqft 1st Floor
2nd Floor	602 sqft 2nd Floor
Upper Floors	602 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Brick Exterior
Construction Type	Wood Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Composition Shingle Roof
Parking Spaces	2 Parking Spaces
Garage Area	610 sqft Garage

Exterior Amenities

Pool Area	360 sqft Pool
Patio Area	806 sqft Patio
Porch	Open Porch
Porch Area	183 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	4983554.0
Old Parcel Number	31142405004140
Street Address	414 BLACK OAK LN
City	ORMOND BEACH
State	FL
Zip	32174-4897
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 414 TYMBER CREEK PHASE III MB 42 PGS 3-4 PER OR 4451 PG 3980
Legal Range	31E
Legal Township	14S
Legal Section	24
Legal Subdivision	TYMBER CREEK PH 03
Legal Phase	3
Legal Tract	5
Legal Lot Number	414
Jurisdiction	VOLUSIA FL
Minor Civil Division	CENTRAL VOLUSIA
Census Blockgroup	2
Census Block	2022
Census Tract	83203

Owner

Source: Volusia County records · APN 4124-05-00-4140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	414 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 1999 · Amount on Record
Deed Sale	Jul 02, 1999 · Amount on Record
Deed Doc Number	0445103980
Deed Book / Page	04451 / 03980
Record Refreshed	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	414 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 BLACK OAK LN, ORMOND BEACH, FL 32174-4897

Mortgage

Document Number	0084594583
Date	Sep 14, 2023
Book Page	8459/4583
Instrument	2023188774

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,202.00 (+16.69%) Homeowner's exemption	$222,341 (+5.99%)	$404,686 (-1.52%) Land $62,000 Building $342,686
2023	$2,744.00 (+3.35%) Homeowner's exemption	$209,782 (+3%)	$410,930 (+12.72%) Land $62,000 Building $348,930
2022	$2,655.00 Homeowner's exemption	$203,672	$364,565 Land $51,000 Building $313,565

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.