411 Black Oak Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 411 Black Oak Ln, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1995
Square Footage	4,148 sqft Living Area
Garage	796 sqft
Occupancy	Owner Occupied
Last Sale	$227,500 (2002)
Tax Bill	$5,005.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4124-05-00-4110`
Alternative APNs	`31142405004110` `4983503.0` `4983503`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,148 sqft Living Area
1st Floor	2,337 sqft 1st Floor
2nd Floor	1,249 sqft 2nd Floor
Upper Floors	1,811 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Brick Exterior
Construction Type	Wood Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Parking Spaces	3 Parking Spaces
Garage Area	796 sqft Garage
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	4983503.0
Old Parcel Number	31142405004110
Street Address	411 BLACK OAK LN
City	ORMOND BEACH
State	FL
Zip	32174-4897
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 411 TYMBER CREEK PHASE III MB 42 PGS 3-4 INC PER OR 4886 PGS 3003-3004
Legal Range	31E
Legal Township	14S
Legal Section	24
Legal Subdivision	TYMBER CREEK PH 03
Legal Phase	3
Legal Tract	5
Legal Lot Number	411
Jurisdiction	VOLUSIA FL
Minor Civil Division	CENTRAL VOLUSIA
Census Blockgroup	2
Census Block	2022
Census Tract	83203

Owner

Source: Volusia County records · APN 4124-05-00-4110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	411 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2002 · Amount on Record
Deed Sale	Jun 27, 2002 · Amount on Record
Deed Doc Number	0488603003
Deed Book / Page	04886 / 03003
Record Refreshed	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	411 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074253952
Date	Jul 20, 2017
Book Page	7425/3952
Instrument	2017-142357

Lender

Name	PNC BANK NA
Type	Bank
Address	NEW SMYRNA BEACH, FL 32168

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 01, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,005.00 (+16.18%) Homeowner's exemption	$323,899 (+5.99%)	$557,794 (-1.59%) Land $62,500 Building $495,294
2023	$4,308.00 (+3.09%) Homeowner's exemption	$305,603 (+3%)	$566,819 (+11.29%) Land $62,500 Building $504,319
2022	$4,179.00 Homeowner's exemption	$296,702	$509,312 Land $51,500 Building $457,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.