412 Black Oak Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 412 Black Oak Ln, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1994
Square Footage3,128 sqft Living Area
Garage544 sqft
OccupancyOwner Occupied
Last Sale$368,000 (2018)
Tax Bill$5,009.00 (2025)

Property Details

APN / Parcel Number

Primary APN4124-05-00-4120
Alternative APNs
  • 31142405004120
  • 4983520.0
  • 4983520

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,128 sqft Living Area
1st Floor1,815 sqft 1st Floor
2nd Floor1,313 sqft 2nd Floor
Upper Floors1,313 sqft Upper Floors
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1994
Exterior MaterialBrick Exterior
Construction TypeWood Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Parking Spaces2 Parking Spaces
Garage Area544 sqft Garage

Exterior Amenities

Deck Area220 sqft Deck
Patio Area1,140 sqft Patio
PorchOpen Porch
Porch Area340 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number4983520.0
Old Parcel Number31142405004120
Street Address412 BLACK OAK LN
CityORMOND BEACH
StateFL
Zip32174-4897
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 412 TYMBER CREEK PHASE III MB 42 PGS 3-4 PER OR 4114 PG 4896 PER OR 7578 PG 1214
Legal Range31E
Legal Township14S
Legal Section24
Legal SubdivisionTYMBER CREEK PH 03
Legal Phase3
Legal Tract5
Legal Lot Number412
JurisdictionVOLUSIA FL
Minor Civil DivisionCENTRAL VOLUSIA
Census Blockgroup2
Census Block2022
Census Tract83203

Owner

Source: Volusia County records · APN 4124-05-00-4120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address412 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 31, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleJun 19, 1996 · Amount on Record
Deed Doc Number2018-153936
Deed Book / Page7578 / 1214
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Recording DateJul 14, 2026
Property Address412 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
Document Number0000126065
Book / Page8878 / 1613
Instrument DateJul 08, 2026
Instrument2026126065
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 BLACK OAK LN, ORMOND BEACH, FL 32174-4897

Mortgage

Document Number0000126065,
DateJul 14, 2026
Book Page8878/1613
Instrument2026126065
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address412 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 BLACK OAK LN, ORMOND BEACH, FL 32174-4897

Mortgage

Document Number0081251486
DateSep 24, 2021
Book Page8125/1486
Instrument2021-229367
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2046

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address412 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077463905
DateSep 16, 2019
Book Page7746/3905
Instrument2019-180997
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJul 31, 2018
Property Address412 BLACK OAK LN, ORMOND BEACH, FL 32174-4897
Document Number0075781214
Book / Page7578 / 1214
Map ReferenceMB 42 PG 3&4
Instrument DateJul 27, 2018
Instrument2018-153936
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyADAMS CAMERON TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,576.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address412 BLACK OAK LN, 412, ORMOND BEACH, FL 32174-4897

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 BLACK OAK LN, ORMOND BEACH, FL 32174-4897

Mortgage

Document Number2018153937
DateJul 31, 2018
Instrument2018-153937
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,009.00 (+16.19%) Homeowner's exemption$324,088 (+5.99%)$503,658 (-1.12%) Land $62,000 Building $441,658
2023$4,311.00 (+3.08%) Homeowner's exemption$305,782 (+3%)$509,350 (+10.69%) Land $62,000 Building $447,350
2022$4,182.00 Homeowner's exemption$296,876$460,142 Land $51,000 Building $409,142

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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