414 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 414 Algona Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,608 sqft · built 1920
Lot Size	0.182 acres (7,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (May 2017)
Tax Bill	$6,347 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-331-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-331-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,412 sqft
Basement Area	804 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	7,940 sqft (0.182 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	414 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT ADDN LOT 12 BLOCK 2
Legal Subdivision	PROSPECT ADDN
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5016
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 ALGONA AVE, ELGIN, IL 60120-3802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Jan 18, 2002 · Amount on Record
Deed Document Number	201726348
Prior Transfer Date	Mar 6, 2003
Prior Transfer Doc	0000078113
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 24, 2017
Property Address	414 ALGONA AVE, ELGIN, IL 60120-3802
Document Number	0000026348
Instrument Date	May 22, 2017
Instrument	26348
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 SAINT JOHN ST ELGIN IL 601203751, ELGIN, IL 60120-3751

Mortgage

Document Number	26349
Date	May 24, 2017
Instrument	26349

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,347.00 (+15.84%) Homeowner's exemption	$91,195 (+8.57%) Land $19,743 Building $71,452	$273,694 (+8.57%) Land $59,253 Building $214,442
2024		$83,997 (+21.39%) Land $18,185 Building $65,812	$252,092 (+21.44%) Land $54,577 Building $197,515
2022	$5,479.00 (+4.64%) Homeowner's exemption	$69,194 (+6.96%) Land $14,980 Building $54,214	$207,582 (+6.96%) Land $44,940 Building $162,642
2021	$5,236.00 Homeowner's exemption	$64,691 Land $14,005 Building $50,686	$194,073 Land $42,015 Building $152,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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