421 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 421 Algona Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,540 sqft · built 1883
Lot Size0.197 acres (8,591 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Feb 2012)
Tax Bill$5,446 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-12-333-005

Property Details

APN / Parcel Number

Primary APN06-12-333-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,540 sqft Living Area
Gross Area2,464 sqft
Basement Area924 sqft

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,591 sqft (0.197 acres)
Lot Dimensions130 ft deep x 66 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 ALGONA AVE
CityELGIN
StateIL
Zip60120-3885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROSPECT ADDN LOT 8 BLOCK 1
Legal SubdivisionPROSPECT ADDN
Legal Block1
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract851302

Owner

Source: Kane County records · APN 06-12-333-005

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 ALGONA AVE, ELGIN, IL 60120-3885
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2023Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK NA
Nov 22, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2012 · Amount on Record
Deed SaleFeb 21, 2012 · Amount on Record
Prior SaleNov 12, 1996 · Amount on Record
Deed Document Number201210750
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address421 ALGONA AVE, ELGIN, IL 60120-3885
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030597
DateSep 05, 2023
Instrument2023K030597
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 22, 2021
Property Address421 ALGONA AVE, ELGIN, IL 60120-3885
Document Number0000087669
Instrument DateNov 08, 2021
Instrument2021K087669
Transaction TypeTransfer
Record UpdatedDec 06, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address701 PECAN DR, 701, SCHERTZ, TX 78154-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 ALGONA AVE, ELGIN, IL 60120-3885

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,446.00 (+25.08%) Homeowner's exemption
2024$73,126 (+30.09%) Land $19,361 Building $53,765$219,466 (+30.14%) Land $58,106 Building $161,360
2022$4,354.00 (+4.84%) Homeowner's exemption$56,213 (+6.96%) Land $15,949 Building $40,264$168,639 (+6.96%) Land $47,847 Building $120,792
2021$4,153.00 Homeowner's exemption$52,555 Land $14,911 Building $37,644$157,665 Land $44,733 Building $112,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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