401 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 401 Algona Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,198 sqft · built 1900
Lot Size	0.197 acres (8,591 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jan 2004)
Tax Bill	$5,873 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-333-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-333-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,198 sqft
Basement Area	1,198 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,591 sqft (0.197 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	401 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT ADDN LOT 5 BLOCK 1
Legal Subdivision	PROSPECT ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 ALGONA AVE, ELGIN, IL 60120-3801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2004 · Amount on Record
Deed Sale	Jan 29, 2004 · Amount on Record
Prior Sale	Feb 5, 2002 · Amount on Record
Deed Document Number	200414169
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	401 ALGONA AVE, ELGIN, IL 60120-3801
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ALGONA AVE, ELGIN, IL 60120-3801

Mortgage

Document Number	0000004475
Date	Feb 3, 2026
Instrument	2026K004475

Lender

Name	PNC BANK NA
Type	Bank
Address	NEW LEBANON, OH 45345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,873.00 (+15.82%) Homeowner's exemption	$84,993 (+8.57%) Land $21,020 Building $63,973	$255,081 (+8.57%) Land $63,085 Building $191,996
2024		$78,284 (+21.4%) Land $19,361 Building $58,923	$234,946 (+21.44%) Land $58,106 Building $176,840
2022	$5,071.00 (+4.71%) Homeowner's exemption	$64,487 (+6.96%) Land $15,949 Building $48,538	$193,461 (+6.96%) Land $47,847 Building $145,614
2021	$4,843.00 Homeowner's exemption	$60,291 Land $14,911 Building $45,380	$180,873 Land $44,733 Building $136,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Algona Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures