4132 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4132 Whisper Pt, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,011 sqft · built 2005
Lot Size	0.127 acres (5,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,400 (Jul 2011)
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563202501200000`

Property Details

APN / Parcel Number

Primary APN	`1G3563202501200000`
Alternative APNs	`000000112416` `000000142619` `112416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,011 sqft Living Area
Gross Area	2,445 sqft
1st Floor Area	2,011 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,519 sqft (0.127 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	116 sqft
Deck Area	5,025 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4132 WHISPER PT
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2, BLOCK 25, LOT 12
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	12
Legal Block	25
Legal Lot Number	12
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3000
Census Tract	210613

Owner

Source: Guadalupe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4132 WHISPER PT, SCHERTZ, TX 78108-2267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2011 · Amount on Record
Deed Sale	Jul 19, 2011 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	201112484
Deed Book / Page	3016 / 961
Prior Transfer Date	Jul 9, 2011
Prior Transfer Doc	0000012484
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4132 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000026509
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4132 WHISPER PT SCHERTZ TX 781082267, SCHERTZ, TX 78108-2267

Mortgage

Document Number	0000026509
Date	Sep 24, 2020
Instrument	26509

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,174 (+4.5%) Land $40,765 Building $232,409	$273,174 (+4.5%) Land $40,765 Building $232,409
2025	$1,091.00 Homeowner's exemption Senior Citizen's exemption	$261,416 (-13.69%) Land $28,786 Building $232,630	$261,416 (-13.69%) Land $28,786 Building $232,630
2024	$1,091.00
2023	$1,091.00 (-54.48%) Homeowner's exemption Senior Citizen's exemption	$302,895 Land $40,077 Building $262,818	$302,895 Land $40,077 Building $262,818
2022	$2,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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