4124 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4124 Whisper Pt, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,799 sqft · built 2005
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,300 (Apr 2018)
Tax Bill	$3,933 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1G3563202501400000`

Property Details

APN / Parcel Number

Primary APN	`1G3563202501400000`
Alternative APNs	`000000112418` `000000220859` `112418`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,799 sqft Living Area
Gross Area	3,298 sqft
1st Floor Area	1,218 sqft
2nd Floor Area	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4124 WHISPER PT
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 25 LOT 14
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	14
Legal Block	25
Legal Lot Number	14
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3000
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4124 WHISPER PT, SCHERTZ, TX 78154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I
Oct 3, 2017	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Oct 3, 2017
Deed Document Number	201899008447
Prior Transfer Date	Sep 19, 2005
Prior Transfer Doc	0000020680
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 23, 2018
Property Address	4124 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000008447
Instrument Date	Apr 20, 2018
Instrument	8447
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4124 WHISPER PT SCHERTZ TX 781082267, SCHERTZ, TX 78108-2267

Mortgage

Document Number	8448
Date	Apr 23, 2018
Instrument	8448

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 3, 2017
Property Address	4124 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000023488
Instrument Date	Sep 29, 2017
Instrument	23488
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	INDEPENDENCE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 WHISPER PT SCHERTZ TX 781082267, SCHERTZ, TX 78108-2267

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,536 (+8.82%) Land $40,703 Building $268,833	$309,536 (+8.82%) Land $40,703 Building $268,833
2025	$3,933.00 (-20.35%) Homeowner's exemption	$284,460 (-0.19%) Land $28,726 Building $255,734	$284,460 (-0.19%) Land $28,726 Building $255,734
2024	$4,938.00 (+12.25%)
2023	$4,399.00 (-33.97%)	$285,000 Land $40,007 Building $244,993	$285,000 Land $40,007 Building $244,993
2022	$6,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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