4125 Whisper Pt, Schertz, TX 78154 Property Records

Guadalupe County property record for 4125 Whisper Pt, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,474 sqft · built 2004
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Jul 2026)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1G3563202901200000`

Property Details

APN / Parcel Number

Primary APN	`1G3563202901200000`
Alternative APNs	`000000112405` `000000236805` `112405`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	1,065 sqft
2nd Floor Area	1,409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	88 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4125 WHISPER PT
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 29 LOT 12
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	12
Legal Block	29
Legal Lot Number	12
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3018
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	668 AMESBURY RD, MONTGOMERY, TX 77316-3161
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Special Warranty Deed, Transfer CAPITAL TITLE
Mar 15, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 15, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 3, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 5, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Sep 5, 2019	Warranty Deed, Transfer STEWART TITLE
Jul 19, 2017	Vendor's Lien, Transfer · ARM CAPITAL ONE NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Mar 30, 2026 · Amount on Record
Deed Document Number	202618705
Prior Transfer Date	Aug 20, 2019
Prior Transfer Doc	0099020205
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 13, 2026
Property Address	4125 WHISPER PT, SCHERTZ, TX 78154
Document Number	0000018705
Instrument Date	Jun 4, 2026
Instrument	202618705
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	668 AMESBURY RD, MONTGOMERY, TX 77316-3161

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267

Mortgage

Document Number	0099006207
Date	Mar 15, 2023
Instrument	202399006207

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Oct 1, 2049

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267

Mortgage

Document Number	0099008251
Date	Apr 15, 2024
Instrument	202499008251

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Oct 1, 2049

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267

Mortgage

Document Number	0099004941
Date	Mar 3, 2025
Instrument	202599004941

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2065

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000037906
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 WHISPER PT SCHERTZ TX 781082267, SCHERTZ, TX 78108-2267

Mortgage

Document Number	0000037906
Date	Dec 28, 2020
Instrument	37906

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 5, 2019
Property Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000020205
Instrument Date	Sep 4, 2019
Instrument	20205
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 WHISPER PT SCHERTZ TX 781082267, SCHERTZ, TX 78108-2267

Mortgage

Document Number	20206
Date	Sep 5, 2019
Instrument	20206

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 5, 2019
Property Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000020204
Instrument Date	Jul 2, 2019
Instrument	20204
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 OLD SUGAR HOLLOW RD DANBURY CT 068107517, DANBURY, CT 06810-7517
Investor	Possibly a Property Investor

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jul 19, 2017
Property Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000016538
Map Reference	VOL6 PG609
Instrument Date	Jul 14, 2017
Instrument	2017016538
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 WHISPER PT, SCHERTZ, TX 78108-2267

Mortgage

Document Number	0000016539
Date	Jul 19, 2017
Instrument	2017016539

Lender

Name	CAPITAL ONE NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,131 (+7.12%) Land $40,703 Building $238,428	$279,131 (+7.12%) Land $40,703 Building $238,428
2025	$3,474.00 (-30.46%) Homeowner's exemption	$260,568 (-12.7%) Land $28,726 Building $231,842	$260,568 (-12.7%) Land $28,726 Building $231,842
2024	$4,996.00 (-14.14%)
2023	$5,819.00 (-5.57%)	$298,488 Land $40,007 Building $258,481	$298,488 Land $40,007 Building $258,481
2022	$6,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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