Union County and Westfield Town property record for 413 Washington St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,841 sqft · built 1927 |
| Lot Size | 0.157 acres (6,852 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Nov 2006) |
| Tax Bill | $13,986 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04202-0000-00021 |
| Primary APN | 20-04202-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,841 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 6,852 sqft (0.157 acres) |
| Lot Dimensions | 137 ft deep x 50 ft wide |
| Old Parcel Number | 2000625000000007 |
|---|---|
| Street Address | 413 WASHINGTON ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WOODRUFF ESTATE |
| Legal Block | 4202 |
| Legal Lot Number | 21 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 36700 |
413 Washington St is owned and occupied by two individuals who bought it in November 2006.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 WASHINGTON ST, WESTFIELD, NJ 07090-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2006 · Amount on File |
| Deed Sale | Nov 27, 2006 · Amount on File |
| Deed Book / Page | 5619 / 435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 413 WASHINGTON ST, WESTFIELD, NJ 07090-3203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0150472237 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 15047/2237 |
| Instrument | 19975 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 413 WASHINGTON ST, WESTFIELD, NJ 07090-3203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0146952270 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 14695/2270 |
| Instrument | 691501 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 413 Washington St was $13,986, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,200 (-) Land $442,800 Building $167,400 | $610,200 (-) Land $442,800 Building $167,400 | |
| 2025 | $13,986.00 (+1.78%) | $610,200 Land $442,800 Building $167,400 | $610,200 Land $442,800 Building $167,400 |
| 2024 | $13,741.00 | ||
| 2023 | $610,200 Land $442,800 Building $167,400 | $610,200 Land $442,800 Building $167,400 | |
| 2022 | $13,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Washington St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Washington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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