Union County and Westfield Town property record for 403 Washington St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,536 sqft · built 1924 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,468,000 (Jul 2024) |
| Tax Bill | $17,456 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04202-0000-00001 |
| Primary APN | 20-04202-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,536 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 10,049 sqft (0.231 acres) |
| Lot Dimensions | 134 ft deep x 75 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000625000000009 |
|---|---|
| Street Address | 403 WASHINGTON ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4202 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 36700 |
403 Washington St is owned and occupied by two individuals who bought it in July 2024.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 WASHINGTON ST, WESTFIELD, NJ 07090-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2024 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on File |
| Deed Sale | Jul 18, 2024 · Amount on File |
| Prior Sale | Aug 6, 2002 · Amount on File |
| Deed Document Number | 202439162 |
| Deed Book / Page | 6550 / 2033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 18, 2024 |
| Property Address | 403 WASHINGTON ST, WESTFIELD, NJ 07090-3203 |
| Document Number | 0065512033 |
| Book / Page | 6551 / 2033 |
| Instrument Date | Jun 19, 2024 |
| Instrument | 39162 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,917.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 887 NEW ENGLAND DR, WESTFIELD, NJ 07090-3509 |
| Name | Verified Name |
|---|---|
| Address | 403 WASHINGTON ST, WESTFIELD, NJ 07090-3203 |
| Document Number | 0000066790 |
|---|---|
| Date | Jul 18, 2024 |
| Instrument | 66790 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 403 WASHINGTON ST, WESTFIELD, NJ 07090-3203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146522064 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 14652/2064 |
| Instrument | 686695 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 403 Washington St was $17,456, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $761,600 (-) Land $474,800 Building $286,800 | $761,600 (-) Land $474,800 Building $286,800 | |
| 2025 | $17,456.00 (+1.78%) | $761,600 Land $474,800 Building $286,800 | $761,600 Land $474,800 Building $286,800 |
| 2024 | $17,151.00 | ||
| 2023 | $761,600 Land $474,800 Building $286,800 | $761,600 Land $474,800 Building $286,800 | |
| 2022 | $16,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Washington St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Washington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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