Union County and Westfield Town property record for 315 Washington St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,432 sqft · built 1879 |
| Lot Size | 0.212 acres (9,222 sqft) |
| Owner | Company Name on File |
| Last Sale | $840,000 (Aug 2020) |
| Tax Bill | $17,921 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04106-0000-00034 |
| Primary APN | 20-04106-0000-00034 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,432 sqft Living Area |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1879 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 9,222 sqft (0.212 acres) |
| Lot Dimensions | 174 ft deep x 53 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000624000000003 |
|---|---|
| Street Address | 315 WASHINGTON ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4106 |
| Legal Lot Number | 34 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 36700 |
315 Washington St is owned by a company that bought it in August 2020.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 315 WASHINGTON ST, WESTFIELD, NJ 07090-3225 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 26, 2020 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2020 · Amount on File |
| Deed Sale | Aug 26, 2020 · Amount on File |
| Prior Sale | Dec 18, 2007 · Amount on File |
| Deed Document Number | 2020327309 |
| Deed Book / Page | 6379 / 2350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 315 WASHINGTON ST, WESTFIELD, NJ 07090-3225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0146582479 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 14658/2479 |
| Instrument | 687594 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 26, 2020 |
| Property Address | 315 WASHINGTON ST, WESTFIELD, NJ 07090-3225 |
| Document Number | 0063792350 |
| Book / Page | 6379 / 2350 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 327309 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 S UNION AVE # 2, 48, CRANFORD, NJ 07016-2842 |
| Name | Verified Name |
|---|---|
| Address | 315 WASHINGTON ST, WESTFIELD, NJ 07090-3225 |
| Document Number | 697454 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 697454 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 315 Washington St was $17,921, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $781,900 (-) Land $458,400 Building $323,500 | $781,900 (-) Land $458,400 Building $323,500 | |
| 2025 | $17,921.00 (+1.78%) | $781,900 Land $458,400 Building $323,500 | $781,900 Land $458,400 Building $323,500 |
| 2024 | $17,608.00 | ||
| 2023 | $781,900 Land $458,400 Building $323,500 | $781,900 Land $458,400 Building $323,500 | |
| 2022 | $16,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Washington St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Washington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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