Gila County property record for 413 W Black Forest Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,670 sqft · built 2006 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $296,000 (Oct 2019) |
| Tax Bill | $2,440 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-79-227 |
| Primary APN | 302-79-227 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 7,405 sqft (0.169 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 129 sqft |
| Patio Area | 66 sqft |
| Canopy | 77 sqft |
| Cooling System | A/C Chilled Water |
|---|---|
| Heating System | Hot Water |
| Account Number | R026440 |
|---|---|
| Street Address | 413 W BLACK FOREST LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 33 TOWNSHIP: 11N RANGE: 10E LOT 227 , ALPINE VILLAGE UNIT 1 , PLAT 610SW1/4 NE1/4 SEC 33 T11N R10E = 0.17 AC |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 33 |
| Legal Subdivision | ALPINE VILLAGE |
| Legal Lot Number | 227 1002 |
| Legal Unit | 1 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 301 |
Source: Gila County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 611 W SHERWOOD DR, PAYSON, AZ 85541-3677 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Dec 16, 2025 | Joint Tenancy Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Oct 23, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage STARBOARD FIN'L MGMT |
| Oct 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 24, 2017 | Joint Tenancy Deed, Transfer · Conventional Mortgage HOMESTREET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on Record |
| Deed Sale | Oct 10, 2019 · Amount on Record |
| Prior Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 0000011037 |
| Last Transfer Date | Dec 16, 2025 |
| Transfer Doc | 0000011049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 413 W BLACK FOREST LN, PAYSON, AZ 85541-3657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000011109 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021-011109 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 413 W BLACK FOREST LN, PAYSON, AZ 85541-3657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 W BLACK FOREST LN, PAYSON, AZ 85541-3657 |
| Document Number | 0000008609 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-008609 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | PAYSON, AZ 85541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Dec 16, 2025 |
| Property Address | 413 W BLACK FOREST LN, PAYSON, AZ 85541-3657 |
| Document Number | 0000011049 |
| Map Reference | MB 667 PG 544 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025-011049 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 W BLACK FOREST LN, PAYSON, AZ 85541-3657 |
| Name | Verified Name |
|---|---|
| Address | 611 W SHERWOOD DR, PAYSON, AZ 85541-3677 |
| Document Number | 0000011051 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025-011051 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Oct 23, 2019 |
| Property Address | 413 W BLACK FOREST LN, PAYSON, AZ 85541-3657 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 11490 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 5, 2019 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 413 W BLACK FOREST LN PAYSON AZ 855413657, PAYSON, AZ 85541-3657 |
| Document Number | 0000011490 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 11490 |
| Name | STARBOARD FIN'L MGMT |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85234 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 22, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Oct 10, 2019 |
| Property Address | 413 W BLACK FOREST LN, PAYSON, AZ 85541-3657 |
| Document Number | 0000011037 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 2019-011037 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 N PARKWOOD LN, PAYSON, AZ 85541-4353 |
| Document Number | 0000011038 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019-011038 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 24, 2017 |
| Property Address | 413 W BLACK FOREST LN, PAYSON, AZ 85541-3657 |
| Document Number | 0000002792 |
| Map Reference | MAP610 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 2017-002792 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3131 CALIFORNIA ST, EUREKA, CA 95503-5162 |
| Document Number | 0000002793 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 2017-002793 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,295 (+2.68%) Land $6,203 Building $28,092 | $342,944 (+2.68%) Land $62,029 Building $280,915 | |
| 2025 | $2,440.00 (+7.73%) | ||
| 2024 | $33,401 Land $5,886 Building $27,515 | $334,009 Land $58,863 Building $275,146 | |
| 2023 | $2,265.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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