409 W Black Forest Ln, Payson, AZ 85541 Property Records

Gila County property record for 409 W Black Forest Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details3,022 sqft · built 2002
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$277,500 (Jan 2014)
Tax Bill$3,563 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN302-79-229

Property Details

APN / Parcel Number

Primary APN302-79-229
Alternative APNs
  • R026448
  • 026448

Interior

Stories2 Stories
Building Area3,022 sqft Living Area
1st Floor Area1,511 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsbestos
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water

Location & Zoning

Account NumberR026448
Street Address409 W BLACK FOREST LN
CityPAYSON
StateAZ
Zip85541-3657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 33 TOWNSHIP: 11N RANGE: 10E LOT 229 , ALPINE VILLAGE UNIT 1 , PLAT 610SW1/4 NE1/4 SEC 33 T11N R10E = 0.22 AC
Legal Range10E
Legal Township11N
Legal Section33
Legal SubdivisionALPINE VILLAGE
Legal Lot Number229 1002
Legal Unit1
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1004
Census Tract301

Owner

409 W Black Forest Ln is owned and occupied by an individual who acquired it in February 2021.

Source: Gila County records, as of December 4, 2025

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address409 W BLACK FOREST LN, PAYSON, AZ 85541-3657
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJan 31, 2014 · Amount on File
Deed SaleJan 31, 2014 · Amount on File
Prior SaleJan 31, 2014 · Amount on File
Deed Document Number0000000924
Last Transfer DateFeb 24, 2021
Transfer Doc0000002465
Record UpdatedJun 8, 2026

February 2021: Joint Tenancy Deed, Transfer

Document TypeJoint Tenancy Deed
JurisdictionGILA AZ
Recording DateFeb 24, 2021
Property Address409 W BLACK FOREST LN, PAYSON, AZ 85541-3657
Document Number0000002465
Map ReferenceMAP 610-610D
Instrument DateFeb 23, 2021
Instrument2021-002465
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 W BLACK FOREST LANE, 4090, PAYSON, AZ 85541

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address409 W BLACK FOREST LN, PAYSON, AZ 85541-3657

Mortgage

Document Number0000002466
DateFeb 24, 2021
Instrument2021-002466
Lender
NameLEGACY MORTGAGE & INVESTMENT CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 W Black Forest Ln was $3,563.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,580 Land $6,617 Building $53,963$605,806 Land $66,172 Building $539,634
2025$3,563.00
2024$59,126 Land $6,284 Building $52,842$591,259 Land $62,843 Building $528,416
2023$3,309.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 W Black Forest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 W Black Forest Ln is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 47% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: Sparklight, Verizon.

Nearby Properties on W Black Forest Ln

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