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413 Troy Loop, The Villages, FL 32162 Property Records

Sumter County property record for 413 Troy Loop, The Villages, FL 32162 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1,953 sqft · built 2006
Lot Size0.133 acres (5,770 sqft)
Owner2 Company Names on File
Last Sale$100 (May 2017)
Tax Bill$3,815 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN251823D25B181

Property Details

APN / Parcel Number

Primary APN251823D25B181
Alternative APNs
  • D25B181
  • 1023263

Interior

Building Area1,953 sqft Living Area
Gross Area2,685 sqft
1st Floor Area1,953 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialBlock
Construction TypeWood
Lot Area5,770 sqft (0.133 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area307 sqft

Location & Zoning

Street Address413 TROY LOOP
CityTHE VILLAGES
StateFL
Zip32162-6132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 181 THE VILLAGES OF SUMTER UNIT NO.116 PB 7 PGS 26-26B
Legal Range23E
Legal Township18S
Legal Section25
Legal SubdivisionTHE VILLAGES OF SUMTER
Legal Lot Number181
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group1
Census Block1015
Census Tract911201

Owner

Source: Sumter County records · APN 251823D25B181

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address413 TROY LOOP, THE VILLAGES, FL 32162-6132
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 01, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2017 · Amount on Record
Deed SaleMay 01, 2017 · Amount on Record
Prior SaleSep 10, 2007 · Amount on Record
Deed Book / Page3262 / 419
Last Transfer DateMar 24, 2025
Transfer Doc0048510681
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address413 TROY LOOP, THE VILLAGES, FL 32162-6132
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 TRACY LOOP, THE VILLAGES, FL 32162

Mortgage

Document Number0041770373
DateJan 06, 2022
Book Page4177/373
Instrument202260000978
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJan 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMTER FL
Recording DateJun 01, 2017
Property Address413 TROY LOOP, THE VILLAGES, FL 32162-6132
Document Number0032620419
Book / Page003262 / 000419
Instrument DateMay 16, 2017
Instrument60018221
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 TROY LOOP THE VILLAGES FL 321626132, THE VILLAGES, FL 32162-6132

Mortgage

Document Number32620422
DateJun 01, 2017
Book Page003262/000422
Instrument60018222
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,815.00 (+1.03%)$261,700 (+5.98%)$383,280 (-2.32%) Land $34,620 Building $348,660
2024$3,776.00 (+6.46%)
2023$3,547.00 (+2.37%) Additional exemption filed$246,930 (+3%)$392,390 (+3.06%) Land $23,080 Building $369,310
2022$3,465.00 Homeowner's exemption$239,740$380,740 Land $23,020 Building $357,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (12119C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121199112011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 539 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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