Sumter County property record for 401 Troy Loop, The Villages, FL 32162
| Property Type | Single Family Home |
|---|---|
| Details | 2,000 sqft · built 2006 |
| Lot Size | 0.212 acres (9,252 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $529,500 (Oct 2022) |
| Tax Bill | $6,011 (2024) |
| Deeds & Mortgages | Oct 2022 Sale Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D25B183 |
| Primary APN | D25B183 |
|---|---|
| Alternative APN |
|
| Building Area | 2,000 sqft Heated Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 9,252 sqft (0.212 acres) |
| Garage Area | 326 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 347 sqft |
| Account Number | 1023265 |
|---|---|
| Street Address | 401 TROY LOOP |
| City | THE VILLAGES |
| State | FL |
| Zip | 32162-6132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 183 THE VILLAGES OF SUMTER UNIT 116 PB 7 PGS 26-26B |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | VILLAGES/SUMTER |
| Legal Lot Number | 183 |
| Legal Unit | 116 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 911201 |
Source: Sumter County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 401 TROY LOOP, THE VILLAGES, FL 32162-6132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2022 | Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Mar 21, 2006 · Amount on Record |
| Deed Document Number | 202260051026 |
| Deed Book / Page | 4364 / 332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Oct 26, 2022 |
| Property Address | 401 TROY LOOP, THE VILLAGES, FL 32162-6132 |
| Document Number | 0043640462 |
| Book / Page | 4364 / 462 |
| Map Reference | MB 5 PG 8&A8-8C |
| Instrument Date | Oct 18, 2022 |
| Instrument | 202260051053 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 859 ROBLES AVE, 859, LADY LAKE, FL 32159-9473 |
| Name | Verified Name |
|---|---|
| Address | 3910 61ST DR E, BRADENTON, FL 34203-7038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Oct 26, 2022 |
| Property Address | 401 TROY LOOP, THE VILLAGES, FL 32162-6132 |
| Document Number | 0043640332 |
| Book / Page | 4364 / 332 |
| Map Reference | MB 7 PG 26&26B |
| Instrument Date | Oct 17, 2022 |
| Instrument | 202260051026 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,706.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3501 OLDHAM LN, 3501, THE VILLAGES, FL 32163-6375 |
| Name | Verified Name |
|---|---|
| Address | 401 TROY LOOP, THE VILLAGES, FL 32162-6132 |
| Document Number | 0004364334 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 4364/334 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $437,810 (-0.85%) Land $55,510 Building $382,300 | $437,810 (-0.85%) Land $55,510 Building $382,300 | |
| 2024 | $6,011.00 (+0.82%) | ||
| 2023 | $5,962.00 (+59.45%) | $441,580 (+65.91%) Land $37,010 Building $404,570 | $441,580 (-3.73%) Land $37,010 Building $404,570 |
| 2022 | $3,739.00 Homeowner's exemption | $266,150 | $458,700 Land $46,170 Building $412,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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