407 Troy Loop, The Villages, FL 32162 Property Records

Sumter County property record for 407 Troy Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,927 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`251823D25B182`

Property Details

APN / Parcel Number

Primary APN	`251823D25B182`
Alternative APNs	`D25B182` `1023264`

Interior

Building Area	1,927 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	1,927 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	363 sqft

Location & Zoning

Street Address	407 TROY LOOP
City	THE VILLAGES
State	FL
Zip	32162-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 182 THE VILLAGES OF SUMTER UNIT NO.116 PB 7 PGS 26-26B
Legal Range	23E
Legal Township	18S
Legal Section	25
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	182
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1015
Census Tract	911201

Owner

Source: Sumter County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 TROY LOOP, THE VILLAGES, FL 32162-6132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2026
Transfer Doc	0000028190
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 4, 2026
Property Address	407 TROY LOOP, THE VILLAGES, FL 32162-6132
Document Number	0000028190
Book / Page	5142 / 354
Instrument Date	May 19, 2026
Instrument	202628190
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,075.00 (+1.32%) Homeowner's exemption	$265,280 (+5.98%)	$397,740 (-2.26%) Land $36,590 Building $361,150
2024	$3,035.00 (+8.2%)
2023	$2,805.00 (+3.05%) Additional exemption filed	$250,310 (+3%)	$406,940 (+3.05%) Land $24,390 Building $382,550
2022	$2,722.00 Homeowner's exemption	$243,020	$394,880 Land $24,330 Building $370,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20