413 Train Ct, #25, Bel Air, MD 21014 Property Records

Harford County property record for 413 Train Ct, #25, Bel Air, MD 21014

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,624 sqft · built 2011
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Jun 2022)
Tax Bill	$3,134 (2026)
Deeds & Mortgages	Jan 2026 Transfer Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-396891`

Property Details

APN / Parcel Number

Primary APN	`03-396891`
Alternative APN	`396891`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,624 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1 sqft
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	396891
Street Address	413 TRAIN CT, 25
City	BEL AIR
State	MD
Zip	21014-3178
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	CONDO TOWNHOUSE 25 413 TRAIN COURT HICKORY VILLAGE 19/56
Legal Subdivision	HICKORY VILLAGE CONDOMINIUM ASSOCIATION
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1004
Census Tract	303803

Owner

413 Train Ct, #25 is owned by an individual who acquired it in December 2025.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	413 TRAIN CT, BEL AIR, MD 21014-3178
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 29, 2022	Deed, Transfer NOT AVAILABLE, KEY TITLE INC
Mar 13, 2017	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Mar 13, 2017 · Amount on File
Deed Book / Page	15579 / 165
Last Transfer Date	Dec 19, 2025
Transfer Doc	0169790103
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 28, 2026
Property Address	413 TRAIN CT # 25, 25, BEL AIR, MD 21014-3178
Document Number	0169790103
Book / Page	16979 / 103
Map Reference	LB 9394 FO 142
Instrument Date	Dec 19, 2025
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	413 TRAIN CT, BEL AIR, MD 21014-3178

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 29, 2022
Property Address	413 TRAIN CT # 25, 25, BEL AIR, MD 21014-3178
Document Number	0155790165
Book / Page	15579 / 165
Map Reference	MB 19 PG 29-30
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	NOT AVAILABLE, KEY TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 TRAIN CT # 25, 25, BEL AIR, MD 21014-3178

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 13, 2017
Property Address	413 TRAIN CT # 25, 25, BEL AIR, MD 21014-3178
Document Number	0122600007
Book / Page	12260 / 0007
Map Reference	MB JJR19 FO56&57
Instrument Date	Feb 28, 2017
Instrument	12260-0007
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	STEWART TITLE OF MARYLAND I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,756.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 TRAIN CT, BEL AIR, MD 21014-3178

Mortgage

Document Number	122600015
Date	Mar 13, 2017
Instrument	12260-0015

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 413 Train Ct, #25 was $3,134, up 12.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,134.00 (+12.21%)	$328,833 (+5.7%)	$364,300 (+17.1%) Land $70,500 Building $293,800
2025	$2,793.00	$311,100 Land $70,500 Building $240,600	$311,100 Land $70,500 Building $240,600
2023		$274,900	$311,100 Land $70,500 Building $240,600
2022	$2,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Train Ct, #25 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2003)
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Train Ct, #25 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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