Harford County property record for 407 Train Ct, #4, Bel Air, MD 21014
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 1,536 sqft · built 2012 |
| Lot Size | 2.29 acres (1 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,740 (Apr 2012) |
| Tax Bill | $2,939 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-397059 |
| Primary APN | 03-397059 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1 sqft |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 397059 |
|---|---|
| Street Address | 407 TRAIN CT, 4 |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3178 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3 |
| Legal Description | CONDO TOWNHOUSE 22 407 TRAIN COURT HICKORY VILLAGE 19/68 |
| Legal Lot Number | 22 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 303803 |
407 Train Ct, #4 is owned and occupied by two individuals who bought it in April 2012.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 TRAIN CT, BEL AIR, MD 21014-3178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2012 · Amount on File |
| Deed Sale | Apr 11, 2012 · Amount on File |
| Deed Book / Page | 9620 / 456 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 407 Train Ct, #4 was $2,939 with a homeowner's exemption, up 15.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,939.00 (+15.21%) Homeowner's exemption | $308,367 | $335,500 Land $70,000 Building $265,500 |
| 2025 | $2,551.00 Homeowner's exemption | ||
| 2023 | $259,333 | $294,800 Land $70,000 Building $224,800 | |
| 2022 | $2,303.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Train Ct, #4 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–2003) |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Train Ct, #4 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T.
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