409 Train Ct, #4, Bel Air, MD 21014 Property Records

Harford County property record for 409 Train Ct, #4, Bel Air, MD 21014

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,584 sqft · built 2012
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Mar 2017)
Tax Bill	$2,936 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-397060`

Property Details

APN / Parcel Number

Primary APN	`03-397060`
Alternative APN	`397060`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1 sqft
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	397060
Street Address	409 TRAIN CT, 4
City	BEL AIR
State	MD
Zip	21014-3178
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO TOWNHOUSE 23 409 TRAIN COURT HICKORY VILLAGE 19/68
Legal Subdivision	HICKORY VILLAGE CONDOMINIUM ASSOCOATION
Legal Lot Number	23
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1004
Census Tract	303803

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	409 TRAIN CT, BEL AIR, MD 21014-3178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Mar 7, 2017	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Sep 14, 2015 · Amount on Record
Deed Document Number	201712253-0194
Deed Book / Page	12253 / 194
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	409 TRAIN CT # 4, 4, BEL AIR, MD 21014-3178
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144600265
Date	Feb 3, 2021
Book Page	14460/265

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 7, 2017
Property Address	409 TRAIN CT # 4, 4, BEL AIR, MD 21014-3178
Document Number	0122530194
Book / Page	12253 / 0194
Map Reference	LB9542 FO322
Instrument Date	Feb 28, 2017
Instrument	12253-0194
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	KEY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 TRAIN AOURT, BEL AIR, MD 21014-3178

Mortgage

Document Number	122530202
Date	Mar 7, 2017
Instrument	12253-0202

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,936.00 (+11.09%) Homeowner's exemption	$308,033 (+18.4%)	$335,100 (+13.79%) Land $70,000 Building $265,100
2025	$2,643.00 (+14.12%)
2023		$260,167	$294,500 Land $70,000 Building $224,500
2022	$2,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2003)
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Nearby Properties on Train Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures