St. Johns County property record for 413 Summerset Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,571 sqft · built 2005 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,335,000 (Jun 2024) |
| Tax Bill | $13,716 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001171-1260 |
| Primary APN | 001171-1260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,571 sqft Living Area |
| Gross Area | 5,396 sqft |
| 1st Floor Area | 3,019 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Type | Attached |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 276 sqft |
| Patio Area | 527 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 413 SUMMERSET DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 46/78-89 BARTRAM PLANTATION PHASE 2 LOT 126 OR5963/726 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | BARTRAM PLANTATION PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 126 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20807 |
Source: St. Johns County records · APN 001171-1260
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 SUMMERSET DR, SAINT JOHNS, FL 32259-8891 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2024 · Amount on Record |
| Deed Sale | Jun 06, 2024 · Amount on Record |
| Prior Sale | Mar 21, 2023 · Amount on Record |
| Deed Document Number | 202444095 |
| Deed Book / Page | 5963 / 726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 21, 2023 |
| Property Address | 413 SUMMERSET DR, SAINT JOHNS, FL 32259-8891 |
| Document Number | 0057260426 |
| Book / Page | 5726 / 426 |
| Map Reference | MB 46 PG 78-89 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023020565 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2023 |
| Title Company | CROCKETT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 SUGAR SAND LN, SAINT JOHNS, FL 32259-7349 |
| Name | Verified Name |
|---|---|
| Address | 413 SUMMERSET DR, SAINT JOHNS, FL 32259-8891 |
| Document Number | 0005726428 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 5726/428 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 413 SUMMERSET DR, SAINT JOHNS, FL 32259-8891 |
| Document Number | 0051221965 |
| Book / Page | 5122 / 1965 |
| Map Reference | MB 46 PG 78-89 |
| Instrument Date | Dec 09, 2020 |
| Instrument | 2020113286 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | KENDALL TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13490 GRAN BAY PKWY APT 215, 13490, JACKSONVILLE, FL 32258-9497 |
| Name | Verified Name |
|---|---|
| Address | 413 SUMMERSET DR, SAINT JOHNS, FL 32259-8891 |
| Document Number | 0051221967 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 5122/1967 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $912,018 (-8.21%) Land $200,000 Building $712,018 | $912,018 (-8.21%) Land $200,000 Building $712,018 | |
| 2025 | $13,716.00 (+35.36%) | $993,615 (+20.11%) | $993,615 (+2.03%) Land $215,000 Building $778,615 |
| 2024 | $10,133.00 (+4.4%) Homeowner's exemption | $827,228 (-2.58%) | $973,874 (-3.18%) Land $200,000 Building $773,874 |
| 2023 | $9,706.00 (+17.43%) Homeowner's exemption | $849,115 (+16.2%) | $1,005,841 (+16.55%) Land $190,000 Building $815,841 |
| 2022 | $8,265.00 Homeowner's exemption | $730,730 | $863,023 Land $162,400 Building $700,623 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber Intermediate Holdings.
Based on FCC filings for 126 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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