417 Summerset Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 417 Summerset Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,034 sqft · built 2005
Lot Size	1.18 acres (51,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Feb 2021)
Tax Bill	$8,128 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001171-1250`

Property Details

APN / Parcel Number

Primary APN	`001171-1250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,034 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	3,034 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,400 sqft (1.18 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,160 sqft
Porch	Finished/Open Porch
Porch Area	377 sqft
Deck Area	Deck Area
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	417 SUMMERSET DR
City	SAINT JOHNS
State	FL
Zip	32259-8891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	46/78-89 BARTRAM PLANTATION PHASE 2 LOT 125 OR5170/573
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BARTRAM PLANTATION PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	125
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 SUMMERSET DR, SAINT JOHNS, FL 32259-8891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Dec 27, 2016 · Amount on Record
Deed Document Number	202112628
Deed Book / Page	5170 / 573
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 3, 2021
Property Address	417 SUMMERSET DR, SAINT JOHNS, FL 32259-8891
Document Number	0051700573
Book / Page	5170 / 573
Map Reference	MB 46 PG 78-89
Instrument Date	Jan 4, 2021
Instrument	2021012628
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	GREYCROFT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1820 STATE ROAD 13 STE 11, 11, SAINT JOHNS, FL 32259-8855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 SUMMERSET DR, SAINT JOHNS, FL 32259-8891

Mortgage

Document Number	0005170575
Date	Feb 3, 2021
Instrument	5170/575

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,933 (-0.09%) Land $205,000 Building $411,933	$616,933 (-0.89%) Land $205,000 Building $411,933
2025	$8,128.00 (+11.59%) Homeowner's exemption	$617,474 (+2.9%)	$622,485 (+2.26%) Land $220,000 Building $402,485
2024	$7,284.00 (+1.89%) Homeowner's exemption	$600,072 (+3%)	$608,710 (-1.24%) Land $210,000 Building $398,710
2023	$7,149.00 (+2.55%) Homeowner's exemption	$582,594 (+3%)	$616,326 (+8.96%) Land $200,000 Building $416,326
2022	$6,971.00 Homeowner's exemption	$565,625	$565,625 Land $179,200 Building $386,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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