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402 Summerset Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 402 Summerset Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,652 sqft · built 2006
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$845,000 (Feb 2022)
Tax Bill$10,808 (2025)
Deeds & MortgagesFeb 2022 Sale
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN001171-0810

Property Details

APN / Parcel Number

Primary APN001171-0810

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,652 sqft Living Area
Gross Area4,466 sqft
1st Floor Area2,914 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area814 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area339 sqft
Deck AreaDeck Area
Patio Area784 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address402 SUMMERSET DR
CitySAINT JOHNS
StateFL
Zip32259-8890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description46/78-89 BARTRAM PLANTATION PHASE 2 LOT 81 OR5493/295
Legal Range26E
Legal Township05S
Legal Section44
Legal SubdivisionBARTRAM PLANTATION PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number81
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1009
Census Tract20807

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address402 SUMMERSET DR, SAINT JOHNS, FL 32259-8890
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Warranty Deed, Transfer
HOMELIGHT SETTLEMENT LLC
May 29, 2018Deed of Trust, Mortgage · Commercial Mortgage
COMPASS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2022 · Amount on Record
Deed SaleFeb 15, 2022 · Amount on Record
Prior SaleMar 22, 2013 · Amount on Record
Deed Document Number202216556
Deed Book / Page5493 / 295
Prior Transfer DateSep 17, 2010
Prior Transfer Doc0033591391
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 15, 2022
Property Address402 SUMMERSET DR, SAINT JOHNS, FL 32259-8890
Document Number0054930295
Book / Page5493 / 295
Map ReferenceMB 46 PG 78-89
Instrument DateFeb 11, 2022
Instrument2022016556
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyHOMELIGHT SETTLEMENT LLC

Transaction

AmountAmount Recorded
Tax$5,915.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 RAMBLING WATER RUN, SAINT JOHNS, FL 32259-8612

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN1785 GERMAN SETTLEMENT RD, OGEMA, WI 54459-8617

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address402 SUMMERSET DR, SAINT JOHNS, FL 32259-8890
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045530115
DateMay 29, 2018
Book Page4553/0115
Instrument2018036443
Lender
NameCOMPASS BANK
TypeBank
AddressSAINT JOHNS, FL 32259
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueMay 9, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$775,257 (-0.32%) Land $200,000 Building $575,257$775,257 (-0.32%) Land $200,000 Building $575,257
2025$10,808.00 (+14.44%)$777,707 (+6.13%)$777,707 (+6.13%) Land $215,000 Building $562,707
2024$9,444.00 (-3.67%)$732,809 (-2.6%)$732,809 (-2.6%) Land $200,000 Building $532,809
2023$9,804.00 (+22.02%)$752,400 (+3.87%)$752,400 (+3.87%) Land $190,000 Building $562,400
2022$8,035.00$724,348$724,348 Land $162,400 Building $561,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 189 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims4 (1997–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: IQ Fiber.

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