Worcester County and Holden Town property record for 413 Sterling Rd, Jefferson, MA 01522 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,040 sqft · built 1991 |
| Lot Size | 3.29 acres (143,673 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Aug 2018) |
| Tax Bill | $8,337 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:8 B:9 |
| Primary APN | HOLD M:8 B:9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 4,996 sqft |
| 1st Floor Area | 1,416 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 143,673 sqft (3.29 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9513 |
|---|---|
| Street Address | 413 STERLING RD |
| City | JEFFERSON |
| State | MA |
| Zip | 01522-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 728400 |
Source: Worcester County and Holden Town records · APN HOLD M:8 B:9
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 STERLING RD, JEFFERSON, MA 01522-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FCU |
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Apr 03, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 01, 2018 | Quit Claim Deed, Transfer · Conventional with PMI ROSS MTG CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2018 · Amount on Record |
| Deed Sale | Aug 01, 2018 · Amount on Record |
| Deed Book / Page | 59199 / 227 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 413 STERLING RD, JEFFERSON, MA 01522-1329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067686-357 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 67686/357 |
| Instrument | 60040 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 413 STERLING RD, JEFFERSON, MA 01522-1329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0064812-96 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 64812/96 |
| Instrument | 43731 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 413 STERLING RD, JEFFERSON, MA 01522-1329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071815-226 |
|---|---|
| Date | Apr 03, 2025 |
| Book Page | 71815/226 |
| Instrument | 25715 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Aug 01, 2018 |
| Property Address | 413 STERLING RD, JEFFERSON, MA 01522-1329 |
| Document Number | 59199-227 |
| Book / Page | 059199 / 000227 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 80047 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,778.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 STERLING RD JEFFERSON MA 015221329, JEFFERSON, MA 01522-1329 |
| Document Number | 59199-231 |
|---|---|
| Date | Aug 01, 2018 |
| Book Page | 059199/000231 |
| Instrument | 80048 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
Source: Worcester County and Holden Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,337.00 (+4.72%) | $601,500 (+6.91%) Land $191,300 Building $410,200 | $614,650 |
| 2024 | $7,961.00 (+6.13%) | $562,600 (+12.43%) Land $186,100 Building $376,500 | |
| 2023 | $7,501.00 | $500,400 Land $161,500 Building $338,900 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277284003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Apr 1984, tidal / storm surge |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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