Worcester County and Holden Town property record for 400 Sterling Rd, Jefferson, MA 01522 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1981 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 123,200 sqft (2.82 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2022) |
| Tax Bill | $7,547.00 (2025) |
| Primary APN | HOLD M:7 B:8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,028 sqft Gross Area |
| 1st Floor | 1,028 sqft 1st Floor |
| Basement Area | 468 sqft Basement |
| Unfinished Basement | 468 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 123,200 sqft (2.82 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 7412 |
|---|---|
| Street Address | 400 STERLING RD |
| City | JEFFERSON |
| State | MA |
| Zip | 01522-1304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Jurisdiction | HOLDEN MA |
| Minor Civil Division | HOLDEN |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 728400 |
Source: Worcester County and Holden Town records · APN HOLD M:7 B:8
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 STERLING RD, JEFFERSON, MA 01522-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 07, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 17, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance AVIDIA BANK |
| Jul 31, 2019 | Deed of Trust, Mortgage · Balloon Payment AVIDIA BANK |
| Feb 21, 2017 | Quit Claim Arm's Length for NE States, Transfer UNIBANK FOR SAVINGS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2022 · Amount on Record |
| Deed Sale | Apr 07, 2022 · Amount on Record |
| Prior Sale | Feb 21, 2017 · Amount on Record |
| Deed Book / Page | 67398 / 353 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 400 STERLING RD, JEFFERSON, MA 01522-1304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0064468-23 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 64468/23 |
| Instrument | 21715 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Apr 07, 2022 |
| Property Address | 400 STERLING RD, JEFFERSON, MA 01522-1304 |
| Document Number | 067398-353 |
| Book / Page | 67398 / 353 |
| Instrument Date | Apr 07, 2022 |
| Instrument | 38548 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 400 STERLING RD, JEFFERSON, MA 01522-1304 |
| Document Number | 0000038549 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | 38549 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 400 STERLING RD, JEFFERSON, MA 01522-1304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60715-344 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 60715/344 |
| Instrument | 68518 |
| Name | AVIDIA BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 400 STERLING RD, JEFFERSON, MA 01522-1304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60795-351 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 60795/351 |
| Instrument | 74721 |
| Name | AVIDIA BANK |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2039 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Feb 21, 2017 |
| Property Address | 400 STERLING RD, JEFFERSON, MA 01522-1304 |
| Document Number | 56765-69 |
| Book / Page | 56765 / 69 |
| Instrument | 18416 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.66 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 567650073 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 56765/0073 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 21, 2047 |
Source: Worcester County and Holden Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,547.00 (+6.31%) | $544,500 (+8.53%) Land $194,100 Building $350,400 | $590,235 |
| 2024 | $7,099.00 (+5.7%) | $501,700 (+11.99%) Land $188,900 Building $312,800 | |
| 2023 | $6,716.00 | $448,000 Land $164,000 Building $284,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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