Worcester County and Holden Town property record for 424 Sterling Rd, Jefferson, MA 01522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,834 sqft · built 1981 |
| Lot Size | 3.13 acres (136,703 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,701 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:7 B:11 |
| Primary APN | HOLD M:7 B:11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 898 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 136,703 sqft (3.13 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 38 |
|---|---|
| Street Address | 424 STERLING RD |
| City | JEFFERSON |
| State | MA |
| Zip | 01522-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Block | 11 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 728400 |
424 Sterling Rd is owned and occupied by an individual.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 STERLING RD, JEFFERSON, MA 01522-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 424 STERLING RD, JEFFERSON, MA 01522-1304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067395-198 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 67395/198 |
| Instrument | 38293 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 424 Sterling Rd was $7,701, up 2.3% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,701.00 (+2.28%) | $571,300 (+5.17%) Land $205,800 Building $365,500 | $573,015 (+8.54%) |
| 2025 | $7,529.00 (+5.95%) | $543,200 (+8.16%) Land $195,900 Building $347,300 | $527,915 |
| 2024 | $7,106.00 (+5.34%) | $502,200 (+11.6%) Land $190,700 Building $311,500 | |
| 2023 | $6,746.00 | $450,000 Land $165,500 Building $284,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 424 Sterling Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Sterling Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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