413 South St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 413 South St, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,127 sqft · built 1950
Lot Size	0.356 acres (15,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Apr 2021)
Tax Bill	$8,185 (2023)
Deeds & Mortgages	Feb 2018 Line of Credit Apr 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`007-014-10`

Property Details

APN / Parcel Number

Primary APN	`007-014-10`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,127 sqft Heated Area
Gross Area	4,000 sqft
1st Floor Area	1,176 sqft
Upper Floors Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,524 sqft (0.356 acres)
Garage Area	360 sqft
Porch	Porch
Porch Area	112 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-014-10
Street Address	413 SOUTH ST
City	DAVIDSON
State	NC
Zip	28036-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VI
Legal Description	L33 M90-34
Legal Subdivision	J J WITHERS
Legal Lot Number	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3008
Census Tract	6403

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	701 SILVER LAKE SCOTCHTOWN RD, MIDDLETOWN, NY 10941-1539
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit NEWDOMINION BANK
Apr 27, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, INVESTORS TITLE
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Sep 16, 2019	Intrafamily Transfer, Transfer TRULIANT FCU
Feb 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	0035990277
Deed Book / Page	35990 / 277
Record Updated	Jun 7, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	413 SOUTH ST, DAVIDSON, NC 28036-8035
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013971
Date	Feb 6, 2018
Book Page	32449/732
Instrument	2018013971

Lender

Name	NEWDOMINION BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 27, 2021
Property Address	413 SOUTH ST, DAVIDSON, NC 28036-8035
Document Number	0000082866
Book / Page	35990 / 277
Map Reference	MB 90 PG 34
Instrument Date	Apr 26, 2021
Instrument	2021082866
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	701 SILVER LAKE SCOTCHTOWN RD, MIDDLETOWN, NY 10941-1539

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 27, 2021
Property Address	413 SOUTH ST, DAVIDSON, NC 28036-8035
Document Number	0000082643
Book / Page	35988 / 950
Map Reference	MB 90 PG 34
Instrument Date	Apr 21, 2021
Instrument	2021082643
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1526 MATTHEW MCCLURE CIR, DAVIDSON, NC 28036-0360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 SILVER LAKE SCOTCHTOWN RD, MIDDLETOWN, NY 10941-1539

Mortgage

Document Number	0000082644
Date	Apr 27, 2021
Instrument	2021082644

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	413 SOUTH ST, DAVIDSON, NC 28036-8035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122068
Date	Sep 16, 2019
Book Page	33851/174
Instrument	2019122068

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	413 SOUTH ST, DAVIDSON, NC 28036-8035
Document Number	0000122069
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SOUTH ST DAVIDSON NC 280368035, DAVIDSON, NC 28036-8035

Mortgage

Document Number	0000122069
Date	Sep 16, 2019
Book Page	033851/000194
Instrument	122069

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103-5778

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2039

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 16, 2019
Property Address	413 SOUTH ST, DAVIDSON, NC 28036-8035
Document Number	0000121759
Book / Page	33849 / 170
Map Reference	MB 90 PG 34
Instrument Date	Sep 9, 2019
Instrument	2019121759
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SOUTH ST, DAVIDSON, NC 28036-8035

Mortgage

Document Number	0000121760
Date	Sep 16, 2019
Instrument	2019121760

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Sep 30, 2039

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 6, 2018
Property Address	413 SOUTH ST, DAVIDSON, NC 28036-8035
Document Number	0000013969
Book / Page	32449 / 716
Map Reference	MB90 PG34
Instrument Date	Jan 24, 2018
Instrument	2018013969
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BARRISTERS TITLE SVCS OF THE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7166, DAVIDSON, NC 28035-7166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 SOUTH ST, DAVIDSON, NC 28036-8035

Mortgage

Document Number	0000013970
Date	Feb 6, 2018
Instrument	2018013970

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000013971
Date	Feb 6, 2018
Book Page	32449/732
Instrument	2018013971

Lender

Name	NEWDOMINION BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 26, 2017
Property Address	413 SOUTH ST, DAVIDSON, NC 28036-8035
Document Number	0000100477
Book / Page	031994 / 000554
Instrument Date	Jul 24, 2017
Instrument	100477
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Amount	Amount Recorded
Tax	$783.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7166 DAVIDSON NC 280357166, DAVIDSON, NC 28035-7166

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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