401 South St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 401 South St, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Lot Size	0.171 acres (7,480 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2023)
Tax Bill	$2,982 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`007-014-40`

Property Details

APN / Parcel Number

Primary APN	`007-014-40`

Exterior

Lot Area	7,480 sqft (0.171 acres)

Location & Zoning

Old Parcel Number	007-014-40
Street Address	401 SOUTH ST
City	DAVIDSON
State	NC
Zip	28036-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VI
Legal Description	L1 M63-939
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3008
Census Tract	6403

Owner

401 South St is owned by an individual who bought it in May 2023.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 9, 2022	Warranty Deed, Transfer MS TITLE AGENCY LLC, LM TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Sale	Mar 9, 2022 · Amount on File
Deed Document Number	2023044205
Deed Book / Page	38117 / 216
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 12, 2023
Property Address	401 SOUTH ST, DAVIDSON, NC 28036-8035
Document Number	0000044205
Book / Page	38117 / 216
Map Reference	MB 63 PG 939
Instrument Date	May 12, 2023
Instrument	2023044205
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 GRIFFITH VILLAGE LN, DAVIDSON, NC 28036-8119

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044206
Date	May 12, 2023
Instrument	2023044206

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 9, 2022
Property Address	401 SOUTH ST, DAVIDSON, NC 28036-8035
Document Number	0000037498
Book / Page	37138 / 513
Map Reference	MB 63 PG 939
Instrument Date	Mar 5, 2022
Instrument	2022037498
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MS TITLE AGENCY LLC, LM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 GRIFFITH ST, DAVIDSON, NC 28036-9333

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 401 South St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 South St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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