320 South St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 320 South St, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,472 sqft · built 2015
Lot Size	0.22 acres (9,622 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (May 2007)
Tax Bill	$7,135 (2024)
Deeds & Mortgages	Oct 2025 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-016-05`

Property Details

APN / Parcel Number

Primary APN	`007-016-05`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,472 sqft Heated Area
Gross Area	5,823 sqft
1st Floor Area	1,595 sqft
Upper Floors Area	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,622 sqft (0.22 acres)
Garage Area	625 sqft
Porch	Porch
Porch Area	1,160 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	320 SOUTH ST
City	DAVIDSON
State	NC
Zip	28036-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VI
Legal Description	L22A M42-47
Legal Subdivision	WALTER DIAMOND
Legal Lot Number	22A
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3012
Census Tract	6403

Owner

Source: Mecklenburg County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 SOUTH ST, DAVIDSON, NC 28036-8071
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 29, 2007 · Amount on Record
Deed Sale	May 29, 2007 · Amount on Record
Prior Sale	May 29, 2007 · Amount on Record
Deed Document Number	0000108601
Last Transfer Date	Oct 23, 2025
Transfer Doc	0000108648
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 23, 2025
Property Address	320 SOUTH ST, DAVIDSON, NC 28036-8071
Document Number	0000108648
Book / Page	39952 / 183
Map Reference	MB 42 PG 47
Instrument Date	Oct 22, 2025
Instrument	2025108648
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 SOUTH ST, DAVIDSON, NC 28036-8071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	320 SOUTH ST, DAVIDSON, NC 28036-8071

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	320 SOUTH ST, DAVIDSON, NC 28036-8071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153384
Date	Sep 22, 2020
Book Page	35082/502
Instrument	2020153384

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$952,500 Land $376,900 Building $575,600
2024	$7,135.00
2023			$952,500 Land $376,900 Building $575,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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