Harford County property record for 400 Shore Dr, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 5,401 sqft · built 1987 |
| Lot Size | 4.47 acres (194,713 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,179 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-157566 |
| Primary APN | 01-157566 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,401 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 194,713 sqft (4.47 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 450 sqft |
| Deck Area | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 157566 |
|---|---|
| Street Address | 400 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 1 4.47 AC 400 SHORE DRIVE TAYLOR'S POINTE PT 96/51 |
| Legal Subdivision | TAYLORS POINTE |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 301401 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 SHORE DR, JOPPA, MD 21085-4553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO |
| Feb 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 1999 |
| Deed Sale | Jun 30, 1999 |
| Prior Sale | Oct 4, 1983 · Amount on Record |
| Deed Document Number | 1999194 |
| Deed Book / Page | 3060 / 603 |
| Last Transfer Date | Feb 1, 2018 |
| Transfer Doc | 0127130262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 400 SHORE DR, JOPPA, MD 21085-4553 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0154490282 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 15449/282 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 16, 2018 |
| Property Address | 400 SHORE DR, JOPPA, MD 21085-4553 |
| Document Number | 0127130262 |
| Book / Page | 012713 / 000262 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 400 SHORE DR JOPPA MD 210854553, JOPPA, MD 21085-4553 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,900 (+2.6%) | $711,500 (-) Land $192,300 Building $519,200 | |
| 2025 | $7,179.00 (+2.54%) Homeowner's exemption | $676,300 (+3.96%) | $711,500 (+8.02%) Land $192,300 Building $519,200 |
| 2023 | $650,567 | $658,700 Land $192,300 Building $466,400 | |
| 2022 | $7,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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