413 S Hoyt St, Cornelia, GA 30531 Property Records

Habersham County property record for 413 S Hoyt St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,424 sqft · built 1917
Lot Size	10.8 acres (471,755 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2026)
Tax Bill	$3,109 (2026)
Deeds & Mortgages	Jul 2026 Sale Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089D091`

Property Details

APN / Parcel Number

Primary APN	`089D091`
Alternative APNs	`677911` `399028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,424 sqft Heated Area
Gross Area	3,073 sqft
1st Floor Area	1,616 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1990
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	471,755 sqft (10.8 acres)
Lot Dimensions	295 ft deep x 60 ft wide
Porch	Slab
Porch Area	407 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	399028
Street Address	413 S HOYT ST
City	CORNELIA
State	GA
Zip	30531-3964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-171 2000 WILL DB 1202-663
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3009
Census Tract	604

Owner

Source: Habersham County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	253 SEMI CIRCLE DR, DEMOREST, GA 30535-6124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer
Oct 21, 2025	Limited Warranty Deed, Transfer
Sep 27, 2019	Warranty Deed, Transfer
Sep 27, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Oct 21, 2025 · Amount on Record
Deed Book / Page	1439 / 167
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	001202/661
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 2, 2026
Property Address	413 S HOYT ST, CORNELIA, GA 30531-3964
Document Number	1439000167
Book / Page	1439 / 167
Instrument Date	Jul 2, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 SEMI CIRCLE DR, DEMOREST, GA 30535-6124

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 21, 2025
Property Address	413 S HOYT ST, CORNELIA, GA 30531-3964
Document Number	001413/605
Book / Page	1413 / 605
Instrument Date	Oct 17, 2025
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 REDBUD LN, MOUNT AIRY, GA 30563-4169

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 27, 2019
Property Address	413 S HOYT ST, CORNELIA, GA 30531-3964
Document Number	001202/663
Book / Page	1202 / 663
Instrument Date	Sep 27, 2019
Instrument	2019-001880
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 E RUSS STEPHENS RD, MOUNT AIRY, GA 30563-3334

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 27, 2019
Property Address	413 S HOYT ST, CORNELIA, GA 30531-3964
Document Number	001202/661
Book / Page	1202 / 661
Instrument Date	Sep 27, 2019
Instrument	2019-001879
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12220 ARABIAN PL, WOODBRIDGE, VA 22192-6291

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,109.00 (-35.38%) Homeowner's exemption Senior Citizen's exemption	$148,383 (+3.8%) Land $70,306 Building $78,077	$370,956 (+3.8%) Land $175,764 Building $195,192
2025	$4,811.00 (+189.99%)	$142,949 (+123.54%) Land $67,248 Building $75,701	$357,373 (+123.54%) Land $168,120 Building $189,253
2023	$1,659.00 (+32.93%)	$63,948 (+32.9%) Land $39,280 Building $24,668	$159,870 (+32.9%) Land $98,200 Building $61,670
2022	$1,248.00	$48,116 Land $27,008 Building $21,108	$120,290 Land $67,520 Building $52,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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