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311 S Hoyt St, Cornelia, GA 30531 Property Records

Habersham County property record for 311 S Hoyt St, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,566 sqft · built 1917
Lot Size1.23 acres (53,579 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Sep 2019)
Tax Bill$1,158 (2023)
Deeds & MortgagesMar 2020 Mortgage
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN089D070

Property Details

APN / Parcel Number

Primary APN089D070
Alternative APNs
  • 667931
  • 398967

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,566 sqft Heated Area
Gross Area2,094 sqft
1st Floor Area1,566 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area53,579 sqft (1.23 acres)
Lot Dimensions160 ft deep x 230 ft wide
Garage Area357 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area528 sqft
Shed1 Shed
Shed Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number398967
Street Address311 S HOYT ST
CityCORNELIA
StateGA
Zip30531-3963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description10-171 172 PB 64-90 DB 1202-668
Legal SubdivisionCITY CORNELIA
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group3
Census Block3009
Census Tract604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address311 S HOYT ST, CORNELIA, GA 30531-3963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION
Sep 27, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Prior SaleFeb 28, 2014 · Amount on Record
Deed Document Number20191881
Deed Book / Page1202 / 668
Transfer Doc000965/278
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address311 S HOYT ST, CORNELIA, GA 30531-3963
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 S HOYT ST, CORNELIA, GA 30531-3963

Mortgage

Document Number0000001215/0000000983
DateMar 19, 2020
Book Page0000001215/0000000983
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateSep 27, 2019
Property Address311 S HOYT ST, CORNELIA, GA 30531-3963
Document Number001202/668
Book / Page1202 / 668
Instrument DateSep 27, 2019
Instrument2019-001881
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 E RUSS STEPHENS RD, MOUNT AIRY, GA 30563-3334

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$109,519 (+3.51%) Land $26,419 Building $83,100$273,798 (+3.51%) Land $66,048 Building $207,750
2025$105,801 (+137.03%) Land $26,419 Building $79,382$264,504 (+137.03%) Land $66,048 Building $198,456
2023$1,158.00 (+20.25%)$44,636 (+20.18%) Land $17,112 Building $27,524$111,590 (+20.18%) Land $42,780 Building $68,810
2022$963.00$37,140 Land $14,116 Building $23,024$92,850 Land $35,290 Building $57,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber		1,000 / 1,000
Windstream
Cable · DSL · Fiber in parts of the area		1,000 / 25
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Point Broadband.

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