191 S Hoyt St, Cornelia, GA 30531 Property Records

Habersham County property record for 191 S Hoyt St, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,136 sqft · built 1937
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Tax Bill$1,358 (2026)
Flood ZoneZone X (minimal risk)
APN089D074

Property Details

APN / Parcel Number

Primary APN089D074
Alternative APNs
  • 577950
  • 398975

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,136 sqft Heated Area
Gross Area1,568 sqft
1st Floor Area1,136 sqft
FlooringHardwood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1995
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
Lot Dimensions448 ft deep x 100 ft wide
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number398975
Street Address191 S HOYT ST
CityCORNELIA
StateGA
Zip30531-3961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal Description10-172 226 HOYT ST 111-667
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group3
Census Block3009
Census Tract604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address191 S HOYT ST, CORNELIA, GA 30531-3961
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityCornelia City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,358.00 Homeowner's exemption Senior Citizen's exemption$82,749 (+111.7%) Land $15,955 Building $66,794$206,874 (+111.7%) Land $39,888 Building $166,986
2023Homeowner's exemption Senior Citizen's exemption$39,088 (+18.13%) Land $9,440 Building $29,648$97,720 (+18.13%) Land $23,600 Building $74,120
2022Homeowner's exemption Senior Citizen's exemption$33,088 Land $7,788 Building $25,300$82,720 Land $19,470 Building $63,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNELIA
serves 6,130 people · EPA ID GA1370003
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber
1,000 / 1,000
Windstream
Cable · DSL · Fiber in parts of the area
1,000 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Hoyt St

Nearby Streets

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