Chester County property record for 413 S Cedar St, Spring City, PA 19475
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,652 sqft · built 2022 |
| Lot Size | 0.096 acres (4,198 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $531,890 (Aug 2022) |
| Tax Bill | $852 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-7-194 |
| Primary APN | 14-7-194 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Living Area |
| Gross Area | 3,040 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,198 sqft (0.096 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 413 S CEDAR ST |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1937 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 63 & DWG |
| Legal Lot Number | 63 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 301100 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed, Transfer · Conventional Mortgage BENCHMARK FCU |
| Dec 9, 2021 | Special Warranty Deed, Transfer |
| Nov 16, 2021 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Dec 9, 2021 · Amount on Record |
| Deed Document Number | 202211941964 |
| Deed Book / Page | 10934 / 1735 |
| Prior Transfer Date | Nov 2, 2021 |
| Prior Transfer Doc | 0107361774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 23, 2022 |
| Property Address | 413 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Document Number | 0109341735 |
| Book / Page | 10934 / 1735 |
| Map Reference | MB 2021 PG 1 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 11941964 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,318.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 413 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Document Number | 0011941965 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 11941965 |
| Name | BENCHMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Dec 9, 2021 |
| Property Address | 413 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Document Number | 0107581404 |
| Book / Page | 10758 / 1404 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 11891187 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,109.01 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1285 DRUMMERS LN STE 100, 100, WAYNE, PA 19087-1572 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Nov 16, 2021 |
| Property Address | 413 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Document Number | 0107361774 |
| Book / Page | 10736 / 1774 |
| Map Reference | MB 20874 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 11884932 |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1285 DRUMMERS LN STE 100, 100, WAYNE, PA 19087-1572 |
| Name | Verified Name |
|---|---|
| Address | 111 W 33RD ST # 1910, 1910, NEW YORK, NY 10001-2904 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $852.00 (-89.04%) | $191,480 (-) Land $45,470 Building $146,010 | $191,480 (-) Land $45,470 Building $146,010 |
| 2024 | $7,775.00 | $191,480 Land $45,470 Building $146,010 | |
| 1998 | $191,480 Land $45,470 Building $146,010 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1978–1996) |
| Most Recent Claim | Oct 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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