417 S Cedar St, Spring City, PA 19475 Property Records

Chester County property record for 417 S Cedar St, Spring City, PA 19475

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 2,652 sqft · built 2022
Lot Size0.096 acres (4,198 sqft)
Owner2 Individual Names on Record
Last Sale$546,095 (Sep 2022)
Tax Bill$875 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN14-7-192

Property Details

APN / Parcel Number

Primary APN14-7-192
Alternative APN
  • 1407 01920000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,652 sqft Living Area
Gross Area3,040 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Lot Area4,198 sqft (0.096 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area388 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address417 S CEDAR ST
CitySPRING CITY
StatePA
Zip19475-1937
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLOT 61 & DWG
Legal SubdivisionVILLAGES AT SPRING HILL
Legal Lot Number61
JurisdictionCHESTER PA
Township / Civil DivisionSPRING CITY
Census Block Group1
Census Block1027
Census Tract301100

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address417 S CEDAR ST, SPRING CITY, PA 19475-1937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed, Transfer · Conventional Mortgage
BENCHMARK FCU
Jan 11, 2022Special Warranty Deed, Transfer
NOT AVAILABLE, CALATLANTIC NATIONAL SLN LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on Record
Deed SaleSep 1, 2022 · Amount on Record
Prior SaleJan 11, 2022 · Amount on Record
Deed Document Number202211943527
Deed Book / Page10940 / 513
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHESTER PA
Recording DateSep 1, 2022
Property Address417 S CEDAR ST, SPRING CITY, PA 19475-1937
Document Number0109400513
Book / Page10940 / 513
Map ReferenceMB 10879 PG 4
Instrument DateAug 31, 2022
Instrument11943527
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,460.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 S CEDAR ST, SPRING CITY, PA 19475-1937

Mortgage

Document Number0011943528
DateSep 1, 2022
Instrument11943528
Lender
NameBENCHMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateSep 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.12%
IndexOther
Max Rate9.12%

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESTER PA
Recording DateJan 11, 2022
Property Address417 S CEDAR ST, SPRING CITY, PA 19475-1937
Document Number0107861689
Book / Page10786 / 1689
Map ReferencePL 20874
Instrument DateJan 5, 2022
Instrument11899045
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyNOT AVAILABLE, CALATLANTIC NATIONAL SLN LLC

Transaction

AmountAmount Recorded
Tax$7,168.66
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 DRUMMERS LN STE 100, 100, WAYNE, PA 19087-1572

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
MunicipalitySpring City Borough
Unified School DistrictSpring-Ford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$875.00 (-89.04%)$196,590 (-) Land $45,470 Building $151,120$196,590 (-) Land $45,470 Building $151,120
2024$7,983.00$196,590 Land $45,470 Building $151,120
1998$196,590 Land $45,470 Building $151,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1978–1996)
Most Recent ClaimOct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMERICAN ROYERSFORD
private · serves 49,508 people · EPA ID PA1150166
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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