Chester County property record for 409 S Cedar St, Spring City, PA 19475
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,668 sqft · built 2022 |
| Lot Size | 0.096 acres (4,198 sqft) |
| Owner | Individual Name on File |
| Last Sale | $523,890 (Aug 2022) |
| Tax Bill | $839 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-7-196 |
| Primary APN | 14-7-196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Living Area |
| Gross Area | 3,056 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,198 sqft (0.096 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 S CEDAR ST |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1937 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 65 & DWG |
| Legal Lot Number | 65 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 301100 |
409 S Cedar St, a townhouse, is owned and occupied by an individual who bought it in August 2022.
Source: Chester County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage BENCHMARK FCU |
| Nov 16, 2021 | Special Warranty Deed, Transfer |
| Nov 16, 2021 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Nov 16, 2021 · Amount on File |
| Deed Document Number | 202211940492 |
| Deed Book / Page | 10929 / 2251 |
| Prior Transfer Date | Nov 2, 2021 |
| Prior Transfer Doc | 0107361774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 15, 2022 |
| Property Address | 409 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Document Number | 0109292251 |
| Book / Page | 10929 / 2251 |
| Map Reference | MB 20874 PG 1 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 11940492 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,238.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 409 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Document Number | 0011940493 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 11940493 |
| Name | BENCHMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Nov 16, 2021 |
| Property Address | 409 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Document Number | 0107361792 |
| Book / Page | 10736 / 1792 |
| Map Reference | PL 20874 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 11884934 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $10,477.41 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1285 DRUMMERS LN STE 100, 100, WAYNE, PA 19087-1572 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Nov 16, 2021 |
| Property Address | 409 S CEDAR ST, SPRING CITY, PA 19475-1937 |
| Document Number | 0107361774 |
| Book / Page | 10736 / 1774 |
| Map Reference | MB 20874 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 11884932 |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1285 DRUMMERS LN STE 100, 100, WAYNE, PA 19087-1572 |
| Name | Verified Name |
|---|---|
| Address | 111 W 33RD ST # 1910, 1910, NEW YORK, NY 10001-2904 |
The 2026 property tax bill for 409 S Cedar St was $839.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839.00 | $188,600 Land $45,470 Building $143,130 | $188,600 Land $45,470 Building $143,130 |
| 2024 | $7,658.00 | $188,600 Land $45,470 Building $143,130 | |
| 1998 | $188,600 Land $45,470 Building $143,130 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 S Cedar St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1978–1996) |
| Most Recent Claim | Oct 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 S Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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