413 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 413 River Rd, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,508 sqft · built 1974
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Aug 2024)
Tax Bill$8,194 (2026)
Deeds & MortgagesFeb 2023 Sale
Sep 2020 Sale & Mortgage
APN407489 64.001-2-5

Property Details

APN / Parcel Number

Primary APN407489 64.001-2-5
Alternative APN
  • 748906400100020050000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,508 sqft Living Area
1st Floor Area1,293 sqft
Basement Area1,215 sqft
Finished Basement1,215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions157 ft deep x 200 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area532 sqft
Patio Area348 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number407489 64.001-2-5
Street Address413 RIVER RD
CityPOTSDAM
StateNY
Zip13676-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description97SP95000 87SP86000
Legal Block2
Legal Lot Number5.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group4
Census Block4007
Census Tract491000

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 RIVER RD, POTSDAM, NY 13676-3105
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2023Quit Claim Deed, Transfer
Sep 11, 2020Warranty Deed, Transfer · FHA Mortgage
COMMONFUND MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Prior SaleAug 29, 2024 · Amount on Record
Deed Document Number20249534
Prior Transfer DateJul 8, 2002
Prior Transfer Doc2002011730
Record UpdatedOct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LAWRENCE NY
Recording DateFeb 6, 2023
Property Address413 RIVER RD, POTSDAM, NY 13676-3105
Document Number0000001534
Map ReferenceLB 689 PG 61
Instrument DateNov 21, 2022
InstrumentR-2023-00001534
Transaction TypeTransfer
Record UpdatedFeb 27, 2023

Transaction

AmountAmount Recorded
Tax$92.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 602, OGDENSBURG, NY 13669-0602

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 RIVER RD, REDWOOD, NY 13679-3120

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateSep 11, 2020
Property Address413 RIVER RD, POTSDAM, NY 13676-3105
Document Number0000009386
Instrument DateAug 7, 2020
InstrumentR-2020-00009386
Transaction TypeTransfer
Record UpdatedFeb 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$948.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address413 RIVER RD, POTSDAM, NY 13676-3105

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address25 LIVINGSTON RD, WEST STOCKHOLM, NY 13696-7701

Mortgage

Document Number0000009387
DateSep 11, 2020
InstrumentR-2020-00009387
Lender
NameCOMMONFUND MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,194.00 (+13.7%) Disabled Person's exemption Veteran's exemption
2025$7,207.00$315,000 (+89.87%) Land $25,100 Building $289,900$315,000 (+40.51%) Land $25,100 Building $289,900
2023$165,900 Land $14,800 Building $151,100$224,189 Land $20,000 Building $204,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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