405 River Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 405 River Rd, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 1994
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 1998)
Tax Bill	$4,929 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
APN	`407489 64.001-2-6.12`

Property Details

APN / Parcel Number

Primary APN	`407489 64.001-2-6.12`
Alternative APN	`748906400100020060120000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	784 sqft
2nd Floor Area	784 sqft
Game Room	Game Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Lot Width	260 ft Width
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	280 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407489 64.001-2-6.12
Street Address	405 RIVER RD
City	POTSDAM
State	NY
Zip	13676-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	98SP120000
Legal Block	2
Legal Lot Number	6.012
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	4
Census Block	4007
Census Tract	491000

Owner

405 River Rd is owned and occupied by two individuals who acquired it in March 2018.

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 RIVER RD, POTSDAM, NY 13676-3105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 1998 · Amount on File
Deed Sale	Oct 14, 1998 · Amount on File
Deed Book / Page	1998 / 12577
Last Transfer Date	Mar 8, 2018
Transfer Doc	0000004434
Record Updated	Oct 29, 2026

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Apr 16, 2018
Property Address	405 RIVER RD, POTSDAM, NY 13676-3105
Document Number	0000004434
Instrument Date	Mar 8, 2018
Instrument	4434
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 RIVER RD POTSDAM NY 136763105, POTSDAM, NY 13676-3105

Mortgage

Document Number	4435
Date	Apr 16, 2018
Instrument	4435

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 405 River Rd was $4,929 with a homeowner's exemption, down 19% from the year before.

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,929.00 (-18.96%) Homeowner's exemption
2025	$6,082.00	$179,000 Land $30,400 Building $148,600	$179,000 Land $30,400 Building $148,600
2023		$140,000 Land $16,400 Building $123,600	$189,189 Land $22,162 Building $167,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 405 River Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20