St. Lawrence County and Potsdam Town property record for 401 River Rd, Potsdam, NY 13676 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,932 sqft Living Area |
| Lot Size | 60,984 sqft (1.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $193,000 (2004) |
| Tax Bill | $8,906.00 (2025) |
Source: St. Lawrence County and Potsdam Town records · APN 407489 64.001-2-41
Assessment roll updated May 12, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 RIVER RD, POTSDAM, NY 13676-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SEACOMM FCU |
| Apr 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SEACOMM FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2004 · Amount on Record |
| Deed Sale | Jun 30, 2004 · Amount on Record |
| Prior Sale | Aug 18, 1999 · Amount on Record |
| Deed Book / Page | 2004 / 12032 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 401 RIVER RD, POTSDAM, NY 13676-3105 |
| Document Number | 0000014820 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 401 RIVER RD POTSDAM NY 136763105, POTSDAM, NY 13676-3105 |
| Document Number | 0000014820 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 14820 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | POTSDAM, NY 13676 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 30, 2033 |
| Rate | 9% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Apr 11, 2017 |
| Property Address | 401 RIVER RD, POTSDAM, NY 13676-3105 |
| Document Number | 0000004725 |
| Instrument Date | Apr 03, 2017 |
| Instrument | 4725 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $772.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 37 DUDDY RD POTSDAM NY 136763229, POTSDAM, NY 13676-3229 |
| Document Number | 4726 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 4726 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | MASSENA, NY 13662-0149 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
Source: St. Lawrence County and Potsdam Town records · Assessment roll updated May 12, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Potsdam Town |
| Unified School District | Potsdam Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,906.00 (+1.23%) | $336,000 (+63.9%) Land $30,400 Building $305,600 | $336,000 (+13.09%) Land $30,400 Building $305,600 |
| 2024 | $8,798.00 | $205,000 (-) Land $16,400 Building $188,600 | $297,101 (+7.25%) Land $23,768 Building $273,333 |
| 2023 | $205,000 Land $16,400 Building $188,600 | $277,027 Land $22,162 Building $254,865 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 407489 64.001-2-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 13 Rooms |
| Building Area | 1,932 sqft Living Area |
| 1st Floor | 1,932 sqft 1st Floor |
| Basement Area | 1,160 sqft Basement |
| Finished Basement | 1,160 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic Style |
| Exterior Material | Wood Exterior |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Width | 250 ft Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,200 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 470 sqft Pool |
| Shed | 1 Shed |
| Porch Area | 1,416 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 407489 64.001-2-41 |
|---|---|
| Street Address | 401 RIVER RD |
| City | POTSDAM |
| State | NY |
| Zip | 13676-3105 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 99SP14500 |
| Legal Block | 2 |
| Legal Lot Number | 41.000 |
| Jurisdiction | ST LAWRENCE NY |
| Minor Civil Division | POTSDAM |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 491000 |
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