Rock County property record for 413 Ritsher St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1961 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Jun 2020) |
| Tax Bill | $3,574 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13451610 |
| Primary APN | 206 13451610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 11,805 sqft (0.271 acres) |
| Account Number | 206 13451610 |
|---|---|
| Street Address | 413 RITSHER ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-5828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 LA MOR SUB |
| Legal Subdivision | LA MOR SUB |
| Legal Lot Number | 80 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 2000 |
Source: Rock County assessment roll, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 RITSHER ST, BELOIT, WI 53511-5828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHEDA |
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit ADIVIA CU |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHEDA |
| Jun 16, 2020 | Personal Representative Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on Record |
| Deed Sale | Jun 16, 2020 · Amount on Record |
| Deed Document Number | 20202156763 |
| Last Transfer Date | Nov 2, 2023 |
| Transfer Doc | 0002251976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 413 RITSHER ST, BELOIT, WI 53511-5828 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002156764 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2156764 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 413 RITSHER ST, BELOIT, WI 53511-5828 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002156766 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2156766 |
| Name | WHEDA |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 12, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 413 RITSHER ST, BELOIT, WI 53511-5828 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002229076 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2229076 |
| Name | ADIVIA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 16, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 413 RITSHER ST, BELOIT, WI 53511-5828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2156766 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2156766 |
| Name | WHEDA |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 12, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jun 16, 2020 |
| Property Address | 413 RITSHER ST, BELOIT, WI 53511-5828 |
| Document Number | 0002156763 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2156763 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $339.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 RITSHER ST, BELOIT, WI 53511-5828 |
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,574.00 (+34.41%) Homeowner's exemption | $225,200 (+27.88%) Land $20,800 Building $204,400 | $247,300 (+23.46%) |
| 2023 | $2,659.00 Homeowner's exemption | $176,100 Land $20,800 Building $155,300 | $200,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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