Rock County property record for 320 Ritsher St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,344 sqft · built 1955 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | Company Name on Record |
| Last Sale | $201,100 (Oct 2025) |
| Tax Bill | $2,982 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13451110 |
| Primary APN | 206 13451110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 13,286 sqft (0.305 acres) |
| Account Number | 206 13451110 |
|---|---|
| Street Address | 320 RITSHER ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-5827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 LAMOR SUB |
| Legal Subdivision | LAMOR SUB |
| Legal Lot Number | 13 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 2000 |
Source: Rock County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 320 RITSHER ST, BELOIT, WI 53511-5827 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION |
| Oct 3, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 3, 2025 | Intrafamily Transfer, Transfer |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Deed Document Number | 20252294432 |
| Prior Transfer Date | Sep 29, 2025 |
| Prior Transfer Doc | 0002294431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jun 5, 2026 |
| Property Address | 320 RITSHER ST, BELOIT, WI 53511-5827 |
| Document Number | 0002311313 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20262311313 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Document Number | 0002311313, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20262311313 |
| Name | ADVIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Oct 3, 2025 |
| Property Address | 320 RITSHER ST, BELOIT, WI 53511-5827 |
| Document Number | 0002294431 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2294431 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 RITSHER ST, BELOIT, WI 53511-5827 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Oct 3, 2025 |
| Property Address | 320 RITSHER ST, BELOIT, WI 53511-5827 |
| Document Number | 0002294432 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2294432 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 320 RITSHER ST, BELOIT, WI 53511-5827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2148994 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2148994 |
| Name | ADIVIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 5, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,982.00 (+32.42%) Homeowner's exemption | $189,800 (-) Land $23,200 Building $166,600 | $208,500 (+3.68%) |
| 2024 | $2,252.00 (+5.28%) Homeowner's exemption | $189,800 (+32.08%) Land $23,200 Building $166,600 | $201,100 (+23.07%) |
| 2023 | $2,139.00 Homeowner's exemption | $143,700 Land $23,200 Building $120,500 | $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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