405 Ritsher St, Beloit, WI 53511 Property Records

Rock County property record for 405 Ritsher St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,306 sqft · built 1956
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Dec 2023)
Tax Bill	$3,834 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 13451470`

Property Details

APN / Parcel Number

Primary APN	`206 13451470`
Alternative APN	`13451470`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	11,805 sqft (0.271 acres)

Location & Zoning

Account Number	206 13451470
Street Address	405 RITSHER ST
City	BELOIT
State	WI
Zip	53511-5828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 79 LA MOR SUB
Legal Subdivision	LA MOR SUB
Legal Lot Number	79
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2041
Census Tract	2000

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 RITSHER ST, BELOIT, WI 53511-5828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Oct 20, 2014 · Amount on Record
Deed Document Number	20232253983
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 19, 2023
Property Address	405 RITSHER ST, BELOIT, WI 53511-5828
Document Number	0002253983
Instrument Date	Dec 15, 2023
Instrument	2253983
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$644.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RITSHER ST, BELOIT, WI 53511-5828

Mortgage

Document Number	0002253984
Date	Dec 19, 2023
Instrument	2253984

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,834.00 (+77.42%) Homeowner's exemption	$240,700 (+65.89%) Land $20,800 Building $219,900	$264,400 (+60.24%)
2023	$2,161.00 (-3.91%) Homeowner's exemption	$145,100 (-) Land $20,800 Building $124,300	$165,000 (+9.63%)
2022	$2,249.00 Homeowner's exemption	$145,100 Land $20,800 Building $124,300	$150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20