413 N Gilbert St, Ada, OH 45810 Property Records

Hardin County property record for 413 N Gilbert St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	7 bd · 1.5 ba · 1,893 sqft
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2024)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-130093.0000`

Property Details

APN / Parcel Number

Primary APN	`25-130093.0000`

Interior

Bedrooms	7 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,893 sqft Living Area
1st Floor Area	957 sqft
Upper Floors Area	936 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 N GILBERT ST
City	ADA
State	OH
Zip	45810-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRWINS PT OL 3
Legal Subdivision	IRWINS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4007
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	413 N GILBERT ST, ADA, OH 45810-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer · FHA Mortgage CIVISTA BANK
Jun 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Jun 19, 2003
Deed Document Number	2024247
Deed Book / Page	569 / 5954
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 29, 2024
Property Address	413 N GILBERT ST, ADA, OH 45810-1009
Document Number	00569/5954
Book / Page	569 / 5954
Instrument Date	Jan 26, 2024
Instrument	2024000247
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	CEBA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N GILBERT ST, ADA, OH 45810-1009

Mortgage

Document Number	2024000248
Date	Jan 29, 2024
Instrument	2024000248

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	413 N GILBERT ST, ADA, OH 45810-1009
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N GILBERT ST, ADA, OH 45810-1009

Mortgage

Document Number	000568/619
Date	Jun 7, 2023
Book Page	568/619
Instrument	2023001499

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	413 N GILBERT ST, ADA, OH 45810-1009
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00563/4771
Date	Feb 2, 2022
Book Page	563/4771
Instrument	202200000449

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	413 N GILBERT ST, ADA, OH 45810-1009
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552/2645
Date	Mar 29, 2019
Book Page	552/2645
Instrument	201900000784

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (+1.27%)	$59,030 (-) Land $2,280 Building $56,750
2024	$2,281.00 (+0.53%) Homeowner's exemption	$59,030 (-) Land $2,280 Building $56,750
2023	$2,269.00 (+19.8%) Homeowner's exemption	$59,030 (+38.11%) Land $2,280 Building $56,750	$168,650 (+38.11%) Land $6,510 Building $162,140
2022	$1,894.00 Homeowner's exemption	$42,740 Land $2,210 Building $40,530
2020			$122,110 Land $6,310 Building $115,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

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