Spokane County property record for 413 N 3rd St, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,831 sqft · built 1965 |
| Lot Size | 0.25 acres (10,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Nov 2022) |
| Tax Bill | $3,653 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13124.5602 |
| Primary APN | 13124.5602 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,831 sqft Living Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,237 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 10,901 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 280 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 413 N 3RD ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | HIGH SCHOOL ADD L2 B4 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 12 |
| Legal Subdivision | HIGH SCHOOL ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 14001 |
Source: Spokane County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 N 3RD ST, CHENEY, WA 99004-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on Record |
| Deed Sale | Nov 9, 2022 · Amount on Record |
| Deed Document Number | 20227252480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 9, 2022 |
| Property Address | 413 N 3RD ST, CHENEY, WA 99004-2125 |
| Document Number | 0007252480 |
| Map Reference | VOL 8 PG 29 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 7252480 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,245.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 N 3RD ST, CHENEY, WA 99004-2125 |
| Document Number | 0007252481 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 7252481 |
| Name | CELEBRITY HOME LOANS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,653.00 (-2.79%) | $337,800 (+17.82%) Land $80,000 Building $257,800 | $337,800 (+17.82%) Land $80,000 Building $257,800 |
| 2025 | $3,758.00 (+56.32%) | ||
| 2024 | $286,700 (+32.12%) Land $60,000 Building $226,700 | $286,700 (+32.12%) Land $60,000 Building $226,700 | |
| 2023 | $2,404.00 (-0.12%) | $217,000 Land $45,000 Building $172,000 | $217,000 Land $45,000 Building $172,000 |
| 2022 | $2,407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Washington |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 1,000 / 1,000 |
| DCI Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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