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405 N 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 405 N 3rd St, Cheney, WA 99004

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,344 sqft · built 1966
Lot Size0.256 acres (11,164 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Sep 2015)
Tax Bill$4,309 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13124.5601

Property Details

APN / Parcel Number

Primary APN13124.5601

Interior

Bedrooms6 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,344 sqft Living Area
Gross Area2,904 sqft
1st Floor Area1,222 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area11,164 sqft (0.256 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area235 sqft
Deck Area192 sqft
Patio Area192 sqft
Canopy427 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address405 N 3RD ST
CityCHENEY
StateWA
Zip99004-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionHIGH SCHOOL ADD L1 B4
Legal Range41E
Legal Township23N
Legal Section12
Legal SubdivisionHIGH SCHOOL ADD
Legal Block4
Legal Lot Number1
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group3
Census Block3027
Census Tract14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 N 3RD ST, CHENEY, WA 99004-2125
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2015 · Amount on Record
Deed SaleSep 15, 2015 · Amount on Record
Prior SaleAug 18, 2005 · Amount on Record
Deed Document Number20156435776
Last Transfer DateJun 6, 2024
Transfer Doc0007354332
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateJan 13, 2021
Property Address405 N 3RD ST, CHENEY, WA 99004-2125
Document Number0007020994
Map ReferenceVOL 08 PG 29
Instrument DateJan 5, 2021
Instrument7020994
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyVISTA TITLE AND ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007020995
DateJan 13, 2021
Instrument7020995
Lender
NameWASHINGTON TRUST BANK
TypeBank
AddressSPOKANE, WA 99210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,309.00 (-0.6%)$397,900 (+10.07%) Land $80,000 Building $317,900$397,900 (+10.07%) Land $80,000 Building $317,900
2025$4,335.00 (+43.16%)
2024$361,500 (+35.49%) Land $60,000 Building $301,500$361,500 (+35.49%) Land $60,000 Building $301,500
2023$3,028.00 (+2.4%)$266,800 Land $45,000 Building $221,800$266,800 Land $45,000 Building $221,800
2022$2,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Washington
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHENEY
serves 16,954 people · EPA ID WA5312400
Water SourceGroundwater
Last State InspectionOct 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		1,000 / 1,000
DCI
Cable		1,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, T-Mobile.

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