Spokane County property record for 315 N 3rd St, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1999 |
| Lot Size | 0.108 acres (4,688 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Aug 2024) |
| Tax Bill | $2,724 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13124.0106 |
| Primary APN | 13124.0106 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Duplex Single |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,688 sqft (0.108 acres) |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 315 N 3RD ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | TR B OF CHENEY SP 00-01 AUDITORS FILE # 4535545 BK 17 PG 28 BEING A PTN OF LT 8 BLK 1 NORMAL ADD TO CHENEY |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 12 |
| Legal Subdivision | NORMAL ADD TO CHENEY |
| Legal Tract | B |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 14001 |
Source: Spokane County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 N 3RD ST, CHENEY, WA 99004-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Feb 8, 2001 · Amount on Record |
| Deed Document Number | 20247367730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 13, 2026 |
| Property Address | 315 N 3RD ST, CHENEY, WA 99004-2123 |
| Document Number | 0007521253 |
| Instrument Date | Oct 9, 2026 |
| Instrument | 20267521253 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|---|
| Address | 315 N 3RD ST, CHENEY, WA 99004-2123 |
| Document Number | 0007521253, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 20267521253 |
| Name | CHENEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,724.00 (+23.71%) | $254,100 (+22.34%) Land $60,000 Building $194,100 | $254,100 (+22.34%) Land $60,000 Building $194,100 |
| 2025 | $2,202.00 (+26.19%) | ||
| 2024 | $207,700 (+42.16%) Land $75,000 Building $132,700 | $207,700 (+42.16%) Land $75,000 Building $132,700 | |
| 2023 | $1,745.00 (+7.45%) | $146,100 Land $40,000 Building $106,100 | $146,100 Land $40,000 Building $106,100 |
| 2022 | $1,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Washington |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 1,000 / 1,000 |
| DCI Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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